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Anonymous
Not applicable

Re: BBVA


@Phoenixupward wrote:

Although,  I'm not seeking any new credit.  I tried the screen and I received the same result. 


Yeah, you have to try the direct links that I posted. Let me edit that post and redirect to the other links.

Message 41 of 74
coldfusion
Credit Mentor

Re: BBVA


@Anonymous wrote:

@Phoenixupward wrote:

Although,  I'm not seeking any new credit.  I tried the screen and I received the same result. 


Yeah, you have to try the direct links that I posted. Let me edit that post and redirect to the other links.


Got preapproved for the Rewards card using the direct link you provided ($12K@11.24%) but for me the card has no value so I'm not willing to burn a HP to try to confirm whether or not the georestriction is waived.

(7/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 42 of 74
Anonymous
Not applicable

Re: BBVA


@coldfusion wrote:

@Anonymous wrote:

@Phoenixupward wrote:

Although,  I'm not seeking any new credit.  I tried the screen and I received the same result. 


Yeah, you have to try the direct links that I posted. Let me edit that post and redirect to the other links.


Got preapproved for the Rewards card using the direct link you provided ($12K@11.24%) but for me the card has no value so I'm not willing to burn a HP to try to confirm whether or not the georestriction is waived.


Can't say that I blame you but that's a pretty nice limit for BBVA.

 

Did your prequal offer you a SUB? Normally there is a $100 SUB for $1500 in 90 days but I didn't see it on the prequals and was wondering if that's because I'm an existing cardholder or if they are dropping SUBs from the prequal.

Message 43 of 74
coldfusion
Credit Mentor

Re: BBVA

There was nothing mentioned that I saw about any SUB. 

(7/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 44 of 74
Phoenixupward
Regular Contributor

Re: BBVA

Thanks tried the link for the clear points.  Received an offer but I'll wait.  Thanks for your diligence. 👍

Message 45 of 74
snickerpedia
Frequent Contributor

Re: BBVA

I also just noticed on my app today for BBVA there is now an option to check my rate for an express personal loan. This was not even there yesterday.

 

It takes you to a link that prepopulates a reservation code for you to check for prequalify.


TU - 785
EX - 771
EQ - 779


Citi premier 13
CSP 29
X1 33.5k
/CIU 6k
Message 46 of 74
Anonymous
Not applicable

Re: BBVA


@snickerpedia wrote:

I also just noticed on my app today for BBVA there is now an option to check my rate for an express personal loan. This was not even there yesterday.

 

It takes you to a link that prepopulates a reservation code for you to check for prequalify.


Yeah I have had that link for ages now. The credit card link is the one I was waiting for that never came. Smiley Sad

Message 47 of 74
M_Smart007
Legendary Contributor

Re: BBVA


@Anonymous wrote:

@snickerpedia wrote:

@Anonymous @hehe go for it - I was preapproved for both but the limits seemed effected by the pandemic imho


Yeah I'm not really impressed... APR is 4% higher than minimum and the limit is *yawn*

 

The good news though is that the tool seems to have been expanded to all of their markets finally.

 

bbva.PNG

I got the same terms on the ClearPoints too. I suppose this bodes well for me getting a CLI if I'm willing to take the HP at least.


Nothing about a SUB?

Message 48 of 74
M_Smart007
Legendary Contributor

Re: BBVA

Nice to see that the link works, especially since I am in their Geo areaSmiley Tongue

Message 49 of 74
M_Smart007
Legendary Contributor

Re: BBVA

Also to add, they SP EX for the pre-Qual

 

BBVA USA

Inquired on 08/12/2020

PO BOX 11830

 

BIRMINGHAM , AL 35202

Not disputable

Message 50 of 74
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