BOA just doesn't like me, UPDATE, Recon, they don't like me. :(

[Strogen]

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@Lyythine wrote:

You can have mine!  I find them quite intolerable, therefore, my Americard sees the light of day once a year when I get my air ducts cleaned.  Seriously, that is the one purchase I put on the card annually... IMHO, you're not missing much.

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LOL, you are missing "much", these guys hand out CLI's like candy. Just got a 100% increase to 10k on one with 38 inqs on my TU and a 703 score. 

Also, their recon department is very nice, very pleasing to speak to. Trick is to call the spanish line as they apparantly have more authority. 

BoA 4lyf

[Anonymous]

Even if you don't speak spanish?

[Involver]

FIA/BoA have definitely been good to me credit-wise. I thought BoA might have me BL'd due to a CO of a checking account overdraft many years ago but apparently they don't mix banking and credit.

[Strogen]

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@Anonymous wrote:
Even if you don't speak spanish?

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Yes, they answer in spanish but seem to be bilingual US citizens. 

[Anonymous]

Interesting.
BTW I got a CLI from 2k to 12k last year. That is what a 500% CLI?

[Anonymous]

They were my first CC. I got it back in September of last year with $1000 limit. Not much, but my credit wasn't that great. I was at a 672 when they pulled Experian. Maybe they like small files? 

[Themanwhocan]

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@Lyythine wrote:

You can have mine!  I find them quite intolerable, therefore, my Americard sees the light of day once a year when I get my air ducts cleaned.  Seriously, that is the one purchase I put on the card annually... IMHO, you're not missing much.

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But everyone deserves clean air ducts.

[shiro1030]

They don't like me either. I got denied for their travel rewards and when I called to recon, they said they can only offer one card for now, which was my secured credit card PC to cash reward. So I called again and got PC to travel rewards and asked for CLI. Asked for 5k since chase auto CLI me just last month to 4800 but they countered it to $2700.

[Anonymous]

Id even take a secured card from them to rebuild a relationship with them.

[Anonymous]

Just decided to try for a CLI, even though I have only had the card for a few months. It asked me how much I wanted, I put 2500 since it was only 1000. I should have asked for more, as they approved it....