No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Can anyone explain me that BOFA denied me even I have several cards even I've Disco card with $5K.
What is the real reason or they just being picky?
Number 1 reason on the list is the most impactful to them — so in this case, past delinquency.
BofA is one of the last cards you’re going to get at the end of your rebuild, not this early into it.
2/3/4 mean you haven't had enough experience with your current accounts. You're too new/thin for them right now.
what kind of "delinquency" you have on your profile???
The first reason - delinquency - is the major reason. The others are smaller considerations made in declining your application. As stated above, BOA is probably not an option anytime soon.
@Anonymous wrote:
lol trust me, my CR has ZERO delinquency. All accounts are paid ontime 100% since.
BOFA sucks anyway.
If Bank of America sucks why did you even bother to apply?
@Anonymous wrote:
lol trust me, my CR has ZERO delinquency. All accounts are paid ontime 100% since.
BOFA sucks anyway.
So what is suppressing your scores so much if you don’t have any negative items?
@Anonymous wrote:
@Anonymous wrote:
lol trust me, my CR has ZERO delinquency. All accounts are paid ontime 100% since.
BOFA sucks anyway.So what is suppressing your scores so much if you don’t have any negative items?
+1
Your DP will help others on this forum. Thanks in advance