BOFA Application Result

[Anonymous]

Can anyone explain me that BOFA denied me even I have several cards even I've Disco card with $5K.

What is the real reason or they just being picky?

[Anonymous]

Number 1 reason on the list is the most impactful to them — so in this case, past delinquency. 

BofA is one of the last cards you’re going to get at the end of your rebuild, not this early into it. 

[Anonymous]

2/3/4 mean you haven't had enough experience with your current accounts.  You're too new/thin for them right now.

[Anonymous]

what kind of "delinquency" you have on your profile???

[kdm31091]

The first reason - delinquency - is the major reason. The others are smaller considerations made in declining your application. As stated above, BOA is probably not an option anytime soon.

[Anonymous]

lol trust me, my CR has ZERO delinquency. All accounts are paid ontime 100% since.

BOFA sucks anyway.

[Anonymous]

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@Anonymous wrote:
lol trust me, my CR has ZERO delinquency. All accounts are paid ontime 100% since.

BOFA sucks anyway.

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If Bank of America sucks why did you even bother to apply?

[Anonymous]

I got invitation in the mail so I applied but rejected. I called EX and request inquiry to be removed, approved, will be gone in June .

[Anonymous]

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@Anonymous wrote:
lol trust me, my CR has ZERO delinquency. All accounts are paid ontime 100% since.

BOFA sucks anyway.

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So what is suppressing your scores so much if you don’t have any negative items?

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:
lol trust me, my CR has ZERO delinquency. All accounts are paid ontime 100% since.

BOFA sucks anyway.

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So what is suppressing your scores so much if you don’t have any negative items?

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+1

Your DP will help others on this forum. Thanks in advance