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Backdoor Numbers


Re: Backdoor Numbers

Banks I've attempted recon with a big fat goose egg as my success rate: BofA, Wells Fargo, Chase, Citi, AMEX, Commenity, Discover, Cap One, and US Bank
Message 331 of 371

Re: Backdoor Numbers

BofA E/O: 704-386-5687 doesn't work anymore. Anyone know an alternate number?

Message 332 of 371

Re: Backdoor Numbers

@wzx547 wrote:

BofA E/O: 704-386-5687 doesn't work anymore. Anyone know an alternate number?

Updated, thanks.

Message 333 of 371

Re: Backdoor Numbers

For American Express, I had success using 877-621-2639.  I checked my account last night and checked a few cards and saw the "pre-approval".  I was interested in the Cash Magnet card, app'd and got the 10-14 day message (their pre-approvals need some work lol). I tried the number listed in the main thread but had a hard time getting to a human (could have been my fault).  Called the above number, selected "status of application" and when they started asking for info I said "customer service", was connected to a really nice guy who approved the card for $7200 and said that I would be eligible for an increase "soon".

As of 5/8/19
Fico 8: EX 706, EQ 729, TU 739. Vantage 3.0 763 TU/EQ (hoping for a decent increase during 6/2019 update due to large drop in utilization)
Capital One Venture Card- 12500, Discover IT Cash Back- 6500, Ebates Visa - 8500, Chase FU - 2000, American Express Everyday - 3000, Ulta MC - 2800, Lowe's - 15000, Barclaycard - 2200, Amazon - 5000, Paypal Credit - 5400, HSN - 6050, Overstock - 3000, Care Credit - 2000, Discover IT Chrome - 8500, Amex Cash Magnet - 7200
1 installment loan through Enerbank 4,600
Wells Fargo Mortgage for 17 years
Message 334 of 371
Valued Contributor

BB&T Contact info

Since they're popular here's some helpful info if you run into issues.


For pending applications / issues with new accounts:

Bankcard Services at 800-476-4228
6am-12 midnight Monday-Saturday.


BB&T Community Bank Client First Group <BB&> = Goes to the C-Level office 


800 642 3039 - complaint resolution BBT  (can't remember who provided this from here)

500K+ TCL / 800+ FCOs
Message 335 of 371
New Member

Re: Backdoor Numbers

Used the US Bank 800-947-1444 number to request a reconsideration of a credit limit I had just been approved for on a balance transfer card. I successfully reached an underwriter, but was informed that although I had just applied (and been approved) for this card, a FEDERAL LAW required a second hard inquiry on my credit report. This didn't sound right to me, but I am admittedly not as familiar with these things as I once was. I questioned the validity of their claim and was politely told that there was no way around this, so I in turn politely declined to press the issue. 

Message 336 of 371
Established Member

Re: Backdoor number for Synchrony bank


Thank you for this info! Someone fraudulently opened a card in my name & I've been getting the run around trying to get someone at synchrony to help. This got me right to a person. Much appreciated!

Also to OP, thank you for asking the question!
~ 3/2017 - EQ 669 - TU 659 - EX 658
~12/2016 - EQ 653 - TU 648 - EX 649
~ 7/2016 - EQ 638 - TU 605 - EX 632
~11/2015 - EQ 554 - TU 555 - EX 568
Message 337 of 371
New Member

Re: Backdoor Numbers

signed up to say WOW thanks for this phone #

Citi: 1-800-695-5171 (New App Status appears US Based w decision ability) - Bubka3


I've been stuck at the we are processing your app and will let you know in 7 to 10 days.


called the above number on a simplicity card app I received the above message for. The guy had me verify my middle intial, address, and phone via text code sent. Put me on hold for about 2 minutes came back with approved with a $6000 SL.


for records I am on a rebuild of about 3 years 704 ex 702 tr  with 3 baddies (medical) that fall off June 2020

I have a cap1 quicksilver at $3000 (1 month ago) and a few builder cards from about 2 years ago with with limits of $850 they are at 5% utilitization.


very happy with the $6000 on the citi card 

thanks again and hi everyone

Message 338 of 371

Re: Backdoor Numbers

wife got denied for chase calling back door number

Message 339 of 371
Super Contributor

Re: Backdoor Numbers

Synovus anyone?
For a collection of our current FICO scoring wisdom, updated as we learn, read the following. Watch the revision dates on the bottom of the first 8 posts as they are regularly updated: Link to Scoring Primer.



Updated Sept 2020, unless otherwise noted.

(Forgive typos, mobile.)(Everything said is Just IMHO.)

In order to better answer your questions and record your DPs, please provide your profile stats: Any baddies? Severity and recency? (clean/dirty), Number of accounts, both open and closed on CRs (thick/thin), AoOA? (Mature/young), AOYRA-Age of Youngest Revolving Account (new accounts/no new accounts)? Open/closed loan on CR?
For example, mine is clean/thick/mature/new account, with open loan on record.
If you don't know where you fall, just detail any baddies, your number of open and closed accounts, AoOA, AOYRA and whether you have a loan on record to start.

For utilization questions, list individual and aggregate utilizations, revolving and installment, please.
Message 340 of 371
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