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Backdoor Numbers

Re: Backdoor Numbers

Banks I've attempted recon with a big fat goose egg as my success rate: BofA, Wells Fargo, Chase, Citi, AMEX, Commenity, Discover, Cap One, and US Bank
Message 331 of 379

Re: Backdoor Numbers

BofA E/O: 704-386-5687 doesn't work anymore. Anyone know an alternate number?

Message 332 of 379

Re: Backdoor Numbers

@wzx547 wrote:

BofA E/O: 704-386-5687 doesn't work anymore. Anyone know an alternate number?

Updated, thanks.

Message 333 of 379

Re: Backdoor Numbers

For American Express, I had success using 877-621-2639.  I checked my account last night and checked a few cards and saw the "pre-approval".  I was interested in the Cash Magnet card, app'd and got the 10-14 day message (their pre-approvals need some work lol). I tried the number listed in the main thread but had a hard time getting to a human (could have been my fault).  Called the above number, selected "status of application" and when they started asking for info I said "customer service", was connected to a really nice guy who approved the card for $7200 and said that I would be eligible for an increase "soon".

As of 5/8/19
Fico 8: EX 706, EQ 729, TU 739. Vantage 3.0 763 TU/EQ (hoping for a decent increase during 6/2019 update due to large drop in utilization)
Capital One Venture Card- 12500, Discover IT Cash Back- 6500, Ebates Visa - 8500, Chase FU - 2000, American Express Everyday - 3000, Ulta MC - 2800, Lowe's - 15000, Barclaycard - 2200, Amazon - 5000, Paypal Credit - 5400, HSN - 6050, Overstock - 3000, Care Credit - 2000, Discover IT Chrome - 8500, Amex Cash Magnet - 7200
1 installment loan through Enerbank 4,600
Wells Fargo Mortgage for 17 years
Message 334 of 379
Valued Contributor

BB&T Contact info

Since they're popular here's some helpful info if you run into issues.


For pending applications / issues with new accounts:

Bankcard Services at 800-476-4228
6am-12 midnight Monday-Saturday.


BB&T Community Bank Client First Group <BB&> = Goes to the C-Level office 


800 642 3039 - complaint resolution BBT  (can't remember who provided this from here)

500K+ TCL / 800+ FCOs
Message 335 of 379
New Member

Re: Backdoor Numbers

Used the US Bank 800-947-1444 number to request a reconsideration of a credit limit I had just been approved for on a balance transfer card. I successfully reached an underwriter, but was informed that although I had just applied (and been approved) for this card, a FEDERAL LAW required a second hard inquiry on my credit report. This didn't sound right to me, but I am admittedly not as familiar with these things as I once was. I questioned the validity of their claim and was politely told that there was no way around this, so I in turn politely declined to press the issue. 

Message 336 of 379
Established Member

Re: Backdoor number for Synchrony bank


Thank you for this info! Someone fraudulently opened a card in my name & I've been getting the run around trying to get someone at synchrony to help. This got me right to a person. Much appreciated!

Also to OP, thank you for asking the question!
~ 3/2017 - EQ 669 - TU 659 - EX 658
~12/2016 - EQ 653 - TU 648 - EX 649
~ 7/2016 - EQ 638 - TU 605 - EX 632
~11/2015 - EQ 554 - TU 555 - EX 568
Message 337 of 379
New Member

Re: Backdoor Numbers

signed up to say WOW thanks for this phone #

Citi: 1-800-695-5171 (New App Status appears US Based w decision ability) - Bubka3


I've been stuck at the we are processing your app and will let you know in 7 to 10 days.


called the above number on a simplicity card app I received the above message for. The guy had me verify my middle intial, address, and phone via text code sent. Put me on hold for about 2 minutes came back with approved with a $6000 SL.


for records I am on a rebuild of about 3 years 704 ex 702 tr  with 3 baddies (medical) that fall off June 2020

I have a cap1 quicksilver at $3000 (1 month ago) and a few builder cards from about 2 years ago with with limits of $850 they are at 5% utilitization.


very happy with the $6000 on the citi card 

thanks again and hi everyone

Message 338 of 379

Re: Backdoor Numbers

wife got denied for chase calling back door number

Message 339 of 379
Super Contributor

Re: Backdoor Numbers

Synovus anyone?
-Our Community’s updated scoring wisdom: Link to Scoring Primer.
-For Negative Reason Codes see: CassieCard’s Score Factors thread.
-ccquest’s workbook to calculate metrics for you: Link to Workbook.

Correct Ag.Util. under 5% all times. (Oldest/avg varies. Estimates above.)
Real world mortgage maxes are: EQ5-818, TU4-839, EX2-844.


(Everything said is JMHO and is not endorsed by FICO or MF. I have no affiliation with either, just a grateful member.)
Message 340 of 379
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