Banks That ONLY pull from TU?

[Wavester64]

I am sure it has been asked, but I am not seeing it.

I know DOC has something as well - but I am not sure how updated it is.

Does anyone in the know know of banks no matter where you live that ONLY pull
from TU during an application?

[Gmood1]

The usual suspects, though YMMV depending on your home state.

US Bank ( some members say EX)

Synchrony Bank ( Will pull EX if app within store). Synch Paypal Credit will pull Chex system as well.

Barclays

Regions

BofA ( will pull EX sometimes)

NFCU

BECU ( will SP digging for 3rd party "CoreLogic Inc" information on top of basic CR) ( also pulls tax records on personal property) BECU is nuts!! lol

BMO

State Farm Bank

John Deere credit

Experian pullers

P S E C U

REDSTONE FCU

CITI CARDS CBNA ( will pull EQ on occasion)

WF CRD SVC

PNC BANK

MUFG UNION BK/FDR/ZOOT ( Union Bank)

BK OF AMER ( SPs TU for CLI)

BBVA USA

FNB OMAHA ( Will pull EQ on occasion)

THD/CBNA (Home depot)

[Anonymous]

Apple Card by GS pulls TU9

[addicted_to_credit]

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@Gmood1 wrote:

The usual suspects, though YMMV depending on your home state.

US Bank ( some members say EX)

Synchrony Bank ( Will pull EX if app within store)

Barclays

Regions

BofA

NFCU

BECU

BMO

State Farm Bank

John Deere credit

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+1 

[GApeachy]

Also, for future reference is a great chart put together by @credit_is_crack :

Maybe you've seen it but I'll post just in case you haven't....I really like this chart though it doesn't specify State by State it's very helpful.

https://ficoforums.myfico.com/t5/General-Credit-Topics/The-quot-Which-Banks-Pull-Which-Report-For-Ap...

[seattletravels]

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@GApeachy wrote:

Also, for future reference is a great chart put together by @credit_is_crack :

Maybe you've seen it but I'll post just in case you haven't....I really like this chart though it doesn't specify State by State it's very helpful.

https://ficoforums.myfico.com/t5/General-Credit-Topics/The-quot-Which-Banks-Pull-Which-Report-For-Ap...

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This.

[chiefone4u]

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@Gmood1 wrote:

The usual suspects, though YMMV depending on your home state.

US Bank ( some members say EX)

Synchrony Bank ( Will pull EX if app within store). Synch Paypal Credit will pull Chex system as well.

Barclays

Regions

BofA ( will pull EX sometimes)

NFCU

BECU ( will SP digging for 3rd party "CoreLogic Inc" information on top of basic CR) ( also pulls tax records on personal property) BECU is nuts!! lol

BMO

State Farm Bank

John Deere credit

Experian pullers

P S E C U

REDSTONE FCU

CITI CARDS CBNA ( will pull EQ on occasion)

WF CRD SVC

PNC BANK

MUFG UNION BK/FDR/ZOOT ( Union Bank)

BK OF AMER ( SPs TU for CLI)

BBVA USA

FNB OMAHA ( Will pull EQ on occasion)

THD/CBNA (Home depot)

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For me, US Bank has always pulled Equifax (same with their Elon cards). Infact for a mortgage they have Equifax pull all of your credit reports. 

-- As you mentioned though "YMMV"

[Gmood1]

@chiefone4u 

Oh for sure, none of this is set in stone. Defintely region or state dependent. If in Alabama or Georgia. Chances are it will be TU.

Some of the FI's do SP the other CB's.

[Anonymous]

It would help to know where you are located. For example US Bank pulls EX in CO instead of TU and there are regional CUs like SSFCU that pull TU but you have to be in CO, TX, or UT or work for DoD or certain military bases to join. 

[GApeachy]

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@Anonymous wrote:

It would help to know where you are located. For example US Bank pulls EX in CO instead of TU and there are regional CUs like SSFCU that pull TU but you have to be in CO, TX, or UT or work for DoD or certain military bases to join. 

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^^^^^^^^^^^^^ The Jedi