cancel
Showing results for 
Search instead for 
Did you mean: 

Banks That ONLY pull from TU?

tag
waqaszm1
Regular Contributor

Re: Banks That ONLY pull from TU?

On recent US Bank Cash+ app ... and US Bank Business Leverage .. on both US Bank pulled my Equifax Fico 9 Score - Approved on both - Equifax score was 745 .. This was the only bureau pulled. Keep in mind my Experian report was Frozen.

 

At time of App, number of inquiries was 5 over last 12 months.

Message 11 of 15
coldfusion
Credit Mentor

Re: Banks That ONLY pull from TU?

Add Alliant CU to the list of TU pullers. 

 

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 12 of 15
coldfusion
Credit Mentor

Re: Banks That ONLY pull from TU?


@waqaszm1 wrote:

On recent US Bank Cash+ app ... and US Bank Business Leverage .. on both US Bank pulled my Equifax Fico 9 Score - Approved on both - Equifax score was 745 .. This was the only bureau pulled. Keep in mind my Experian report was Frozen.

 

At time of App, number of inquiries was 5 over last 12 months.


They likely also at least did a SP from ARS, Sagestream, or both. 

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 13 of 15
AverageJoesCredit
Legendary Contributor

Re: Banks That ONLY pull from TU?


@seattletravels wrote:

@GApeachy wrote:

Also, for future reference is a great chart put together by @credit_is_crack :

Maybe you've seen it but I'll post just in case you haven't....I really like this chart though it doesn't specify State by State it's very helpful.

https://ficoforums.myfico.com/t5/General-Credit-Topics/The-quot-Which-Banks-Pull-Which-Report-For-Ap...

 


This.


THATSmiley Wink

Message 14 of 15
Anonymous
Not applicable

Re: Banks That ONLY pull from TU?

Just to update this:

NFCU only pulled TU for both membership/checking/savings (SP) and the cashRewards CC app (HP). I'm in  FL if it matters.

Message 15 of 15
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.