@Anonymous wrote:Just went and googled that and was denied. Wishing I wouldn't have tried now. It's probably going to hurt my score a bit. Thanks again.
Still call that number tomorrow and try to recon your denial! They are known to recon very well,what do you have to lose other then a few minutes of your life? Alot of denials are overturned! Just be prepared to answer the following questions when you recon:
What is your income
What and where do you work
Explain any derog on your credit report and be prepared to have good answers such as your currently working on getting them removed by what ever method you choose or say you were going through a tough time in your life or lost a job or hardship or something of the sort, but make sure you don't go against what you said what you do for a living and how long you have worked there, etc
They will ask thee type question.s
Well I just called them and the gentleman I spoke with was very friendly and helpful. He never even mentioned collections. He said my auto loan looks great as well as my school loans but the reason for being declined is not enough credit established with my capital one card. That sucks.. He recomended maybe applying for some store charge cards to help establish my credit card credit. Thanks again everybody for the help
Im sorry 
the same with me tho so your not alone. They also never said anything about my collections. I also read that they dont really care to much about old collections (as long as it not a lot) especially when it has nothing to do with credit cards. You are on the right track and definitely reapply in 6 months.
the same with me tho so your not alone. They also never said anything about my collections. I also read that they dont really care to much about old collections (as long as it not a lot) especially when it has nothing to do with credit cards. You are on the right track and definitely reapply in 6 months.
Thanks, I took his advice and just applied for a peebles card and got it...Wooohooo