BoA bucket?

[Dp23]

Is there a such thing as a bucketed Bank Of America card? I can't seem to get any increases on this card (Unlimited Cash Rewards) but I constantly get offers in the mail & email to apply for a new card. I had the secured Americard for 4 years before it graduated & limit went from $1500 to $1000 once it did graduate. No lates, derogs on TU or EX.

[FireMedic1]

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@Dp23 wrote:

Is there a such thing as a bucketed Bank Of America card? I can't seem to get any increases on this card (Unlimited Cash Rewards) but I constantly get offers in the mail & email to apply for a new card. I had the secured Americard for 4 years before it graduated & limit went from $1500 to $1000 once it did graduate. No lates, derogs on TU or EX.

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Typo? CL went down? Secured cards that are converted arent like straight up non secured approvals. Someone will chime in.

[Doodlebug30]

I had this issue with my cash rewards card. But, I never had a secured card. I was approved by cold app for 2,000. I tried like hell for 2 years straight to get a CLI and never once did they give me a cent. It was infuriating. So then I decided to apply for another boa card and funnel some limit from that. They kept haunting me for the 1.5% card so I applied. DENIED. 😱 at this point my FICOs were 775. I called and got a recon approval for 5k. I grew that card to 10,200 over a short time and then I combined limits and closed the 1.5% card. This gave my cash rewards a lovely new limit! Well wouldn't you know it, the next time I asked for an increase on my cash rewards, APPROVED! It now has a 38,000 limit. It's been a long road with BOA but I'm glad I did what I did bc I love my cash rewards card lol

[Dp23]

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@FireMedic1 wrote:

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@Dp23 wrote:

Is there a such thing as a bucketed Bank Of America card? I can't seem to get any increases on this card (Unlimited Cash Rewards) but I constantly get offers in the mail & email to apply for a new card. I had the secured Americard for 4 years before it graduated & limit went from $1500 to $1000 once it did graduate. No lates, derogs on TU or EX.

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Typo? CL went down? Secured cards that are converted arent like straight up non secured approvals. Someone will chime in.

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No typo at all. I added $300 & eventually added more to get it to $1500 as it was my first card. Once my card graduated the limit went down to $1000 limit. My Fico is a 751 as well. I'm not sure if I understand what you're saying correctly.

[Dp23]

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@Doodlebug30 wrote:

I had this issue with my cash rewards card. But, I never had a secured card. I was approved by cold app for 2,000. I tried like hell for 2 years straight to get a CLI and never once did they give me a cent. It was infuriating. So then I decided to apply for another boa card and funnel some limit from that. They kept haunting me for the 1.5% card so I applied. DENIED. 😱 at this point my FICOs were 775. I called and got a recon approval for 5k. I grew that card to 10,200 over a short time and then I combined limits and closed the 1.5% card. This gave my cash rewards a lovely new limit! Well wouldn't you know it, the next time I asked for an increase on my cash rewards, APPROVED! It now has a 38,000 limit. It's been a long road with BOA but I'm glad I did what I did bc I love my cash rewards card lol

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Great idea. I rather have the Customized Cash card over the Unlimited Cash Rewards but I can't afford to close the UCR because it's my oldest account at 5 years. I definitely don't need another card as I have 11 already. I do plan to close my Mission Lane card next as it only has a $600 limit.

[Doodlebug30]

Yeah that's the one I have. The customized cash. The unlimited is the one I opened for all the limit shuffling lol

[Dp23]

I have an offer for the Customized Cash right now that was mailed to me. Last night that happened just like you I applied & was denied lol. I'll sleep on it for awhile before deciding on it.

[FireMedic1]

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@Dp23 wrote:

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@FireMedic1 wrote:

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@Dp23 wrote:

Is there a such thing as a bucketed Bank Of America card? I can't seem to get any increases on this card (Unlimited Cash Rewards) but I constantly get offers in the mail & email to apply for a new card. I had the secured Americard for 4 years before it graduated & limit went from $1500 to $1000 once it did graduate. No lates, derogs on TU or EX.

---

Typo? CL went down? Secured cards that are converted arent like straight up non secured approvals. Someone will chime in.

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No typo at all. I added $300 & eventually added more to get it to $1500 as it was my first card. Once my card graduated the limit went down to $1000 limit. My Fico is a 751 as well. I'm not sure if I understand what you're saying correctly.

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Just noticed. They lowered your CL after graduation? Seriously? Thats why I thought it was a typo. Never seen that. Wow.

[Dp23]

Yes & I haven't gotten a single cent back from them. All 10 of my other cards have gotten increases with 7 being in the last 3.5 months. Amex gave me two since March both being 3x CLIs. I'm not sure what I'm doing wrong.

[FireMedic1]

No refund of the $500? You wants going to be said. If it was me.

Get your $1500 back since you have a file now. Sorry never been a BoA fan for yrs.