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I am new to these forms, I recently submitted a application over the weekend - I called the backdoor number on here today & spoke w/ a rep. regarding my application they said it was still "pending approval" - so hasn't been approved or denied as of yet. So just wanting to know if this is a good sign or if its a way of saying "denied"
It shows :
Your application is in review. Thanks for choosing Bank of America. We're carefully reviewing your application and need to check a few more things. We appreciate your patience.
Also they mentioned due to monday being a holiday these maybe a little behind so thoughts?
Its better than a denial. You have a chance.
Could go either way. 2 or 3 of my cards were the 7-10 day message or pending review and I still got them.
Id just call them once a day to check the status of your application.
Is there a good number updated to reach someone that can give me a deission ?
@Anonymous wrote:I am new to these forms, I recently submitted a application over the weekend - I called the backdoor number on here today & spoke w/ a rep. regarding my application they said it was still "pending approval" - so hasn't been approved or denied as of yet. So just wanting to know if this is a good sign or if its a way of saying "denied"
It shows :
Your application is in review. Thanks for choosing Bank of America. We're carefully reviewing your application and need to check a few more things. We appreciate your patience.
Also they mentioned due to monday being a holiday these maybe a little behind so thoughts?
Welcome to the MyFico Forums! What BOA product did you apply for? I didnt get an instant for my Travel Rewards card but I believe it took them 24-48hrs to approve the app. Got a nice 2.5k limit that I got bumped up to 5.4k about 5months later. You can also check your application online I believe that a not instant decision is better than an instant decline!
https://www.bankofamerica.com/credit-cards/application-status/app-status-form.go
BOA has been generous to me and their customer service has always been great the few times I needed to talk with someone! Keep us posted and best of luck!
Hey all, thanks for the great feedback everyone is provided I currently app'd for the BankAmericard - I liked the 0% they was offering plus get my foot in the door at BofA.
Now I app'd I think on Sunday & monday was a holiday - so today was the only working day so I am gonna say its been just 24/hrs since they start checking I guess, so I hope it works like to get in with bank of america.
Yeah I checked online just shows "Your Application is in Review" but today when I called they was saying something about pending approval & said the reason for the hold up was due to properly due to monday being a hoilday.
What would be a good backdoor # that is recent that most have had good luck calling? so I can call tomorrow regarding the status?
You can find the number here,
http://ficoforums.myfico.com/t5/Credit-Card-Applications/Backdoor-Numbers/td-p/408066