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CAPITAL ONE CREDIT LIMIT INCREASE

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Anonymous
Not applicable

CAPITAL ONE CREDIT LIMIT INCREASE

What is the soonest you have requested and been approved for a  Capital One credit limit increase after receiving a recent automatic increase. The automatic increase was generous but just not enough. Is there max amount increases that they give? Do they need to see how you manage the next level first. Anyone successfully done this? 

 

 

Message 1 of 32
31 REPLIES 31
Deeyarht948
Contributor

Re: CAPITAL ONE CREDIT LIMIT INCREASE

First rule with capital one using a good portion of your limit on a consistent basis every month almost guarantees a credit limit increase every 6 months or at least that's what I always hear 

Message 2 of 32
Anonymous
Not applicable

Re: CAPITAL ONE CREDIT LIMIT INCREASE

Capital One is so annoying. i just applied for an increase yesterday and today i got the same message i get every time: recent use too low. But now i also had a returned payment, which apparently puts me in the dog-house for a year! It's not that i need the increase because i only use it for minor things, but it would be nice to get another limit.  My last one was $300 last year by the way 🤣. so sad.

Message 3 of 32
SweetCreditObsession
Valued Contributor

Re: CAPITAL ONE CREDIT LIMIT INCREASE

Six months for me



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 4 of 32
Anonymous
Not applicable

Re: CAPITAL ONE CREDIT LIMIT INCREASE


@Anonymous wrote:

What is the soonest you have requested and been approved for a  Capital One credit limit increase after receiving a recent automatic increase. The automatic increase was generous but just not enough. Is there max amount increases that they give? Do they need to see how you manage the next level first. Anyone successfully done this? 

 

 


6 months.

 

I tried after an auto cli and they said time since last increase too soon. 

Message 5 of 32
CreditCardNinja
Established Member

Re: CAPITAL ONE CREDIT LIMIT INCREASE

Capital One Quicksilver One every six months auto credit increase. initial CL- 500 to 2000 to 5000 just recently. 

Message 6 of 32
SUPERSQUID
Valued Contributor

Re: CAPITAL ONE CREDIT LIMIT INCREASE


@CreditCardNinja wrote:

Capital One Quicksilver One every six months auto credit increase. initial CL- 500 to 2000 to 5000 just recently. 


Those are good cli's. what kind of spending did you put on the card and how did you pay? pif? after or before statement cut?

percentage of cl used per month?

{ BK7 DC 12/2019 } target 2800/ kohls Visa 7000/ discover IT cb 5800 / 2nd discover IT cb 6000/mercury 4100 /legacy 3500 /HUE cc 3500/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4650, Penfed PCR signature visa 10k/ penfed gold 5600 /NFCU signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 55k
Total utilization above 50 pct.
Ficos ,most are slightly above 700, the 9's slightly higher than the 8's

TCL - about 110k
Retired since 2017
Message 7 of 32
Anonymous
Not applicable

Re: CAPITAL ONE CREDIT LIMIT INCREASE

Ive gotten a manual CLI the same day as the 6 month CLI on quicksilver.

 

ive gotten 3 CLI in 6 month on venture

 

but then ive gone a year without one on venture

 

Cap one walmart refuses to give me a cli

 

i have the best luck with CLI on cap one, but im spending a ton on those cards too.  

Message 8 of 32
Drew1980
Valued Member

Re: CAPITAL ONE CREDIT LIMIT INCREASE

does anyone know when the 6 month clock starts? Is it from the day you open your account, or when the first statement cuts? I opened my account June 9 2021 and as of today, December 14, it says my account is "too new" 

Message 9 of 32
Adkins
Legendary Contributor

Re: CAPITAL ONE CREDIT LIMIT INCREASE


@Drew1980 wrote:

does anyone know when the 6 month clock starts? Is it from the day you open your account, or when the first statement cuts? I opened my account June 9 2021 and as of today, December 14, it says my account is "too new" 


I've always gone by when the statement cuts. 


Last HP 08-07-2023



Message 10 of 32
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