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CLI Increases

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Anonymous
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CLI Increases

What cards are generous with CLI?

 

i have a Wayfair that I hit the luv button on. It bumped me from 750 up to 1,550.

i wish I’d known the trick to clear cache to try again.

i will do so in the future. 

However, on the same day of that bump up I was denied child’s place and Victoria secret increases. The two I always use and PIF. So I was very sad and confused for that.

 

Those are the 3 store cards I have as I got them with the SCT. 

After buying a home I will be looking to add more cards to my wallet.

 

For now though I’m just trying to get credit line increases. I will do the double luv tap for Wayfair once my 31 days are up (assuming it’s approved again) I’m only wanting soft pulls no hard pulls.

 

for or the record my scores are 660s to 680s up from the 580s from when I first joined this forum Smiley Happy 

Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: CLI Increases

We need to know your current cards to know which are SP/HP CLIs

 

Comenity can vary by card or minute if they'll HP for a CLI

Synch tends to be a SP except for a couple of cards

 

Big banks vary as well.

Message 2 of 5
Anonymous
Not applicable

Re: CLI Increases

Wayfair-1550 (started at 750 and increased last month.) I tried again 31 days later, today, and got a 7-10 day notice.

For these two, it has always been a 7-10 day.

Childrens Place-500 denied today for a CLI
Victoria's Secret-500 have only asked for a CLI once last month and was denied.

I got all these cards back in February. I've used each 3 times and paid in full.

What's the best way to get CLI on all of these?

Can someone explain what the "garden" is to me?
Message 3 of 5
Anonymous
Not applicable

Re: CLI Increases


@Anonymous wrote:
Wayfair-1550 (started at 750 and increased last month.) I tried again 31 days later, today, and got a 7-10 day notice.

For these two, it has always been a 7-10 day.

Childrens Place-500 denied today for a CLI
Victoria's Secret-500 have only asked for a CLI once last month and was denied.

I got all these cards back in February. I've used each 3 times and paid in full.

What's the best way to get CLI on all of these?

Can someone explain what the "garden" is to me?

The garden simply means you're not applying for any new credit.  While "gardening", you are letting inquiries fall off, accounts aging, etc.

Message 4 of 5
Anonymous
Not applicable

Re: CLI Increases

Well got an increase on wayfair from 1550 to 2350.
7-10 days on the other two comenity cards.
I called the number the website provided and got nowhere. I will have to try to find a backdoor number for them and try to call tomorrow.
I use the childrens place card frequently and was hoping to have an increase by the holiday season.
No such luck Smiley Happy
Message 5 of 5
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