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CLI Request Auto Approve for only 300??! Capital One

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New Member

CLI Request Auto Approve for only 300??! Capital One

I have a this card for 1.5 years and have a CL of $2500, I tried to request for a credit line increase after 6 months online and the system is giving me a increase of only $300 so I refused the offer.. why would they give me a only $300 increase?

 

I also have a chase with a CL of $3400 and a score of 731 with 100% monthly payments, if that matters

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Community Leader
Senior Contributor

Re: CLI Request Auto Approve for only 300??! Capital One

Because it is Crap one and they are stingy, sorry not a fan of them.

 

Kidding aside what was your intial SL, if it was low you may be bucketed with this card and them and will not see very high CLIs.

EXP 758 TU 783 EQ 729
Message 2 of 7
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New Member

Re: CLI Request Auto Approve for only 300??! Capital One

It was actually my first card that I had applied with a SL of $300 but my CL got auto increased eventually from $500 and then to $2500

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Community Leader
Senior Contributor

Re: CLI Request Auto Approve for only 300??! Capital One

Yes you are probably bucketed and it will not grow very high......

EXP 758 TU 783 EQ 729
Message 4 of 7
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New Member

Re: CLI Request Auto Approve for only 300??! Capital One

That's sad, should I call them as a last try?
Message 5 of 7
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Moderator

Re: CLI Request Auto Approve for only 300??! Capital One

Calling them will do you no good

The only way to get a CLI from them is to put some heavy use on the card for around 3 months 

If you have cards that offer better rewards than cap one, it's not worth it 

Message 6 of 7
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Frequent Contributor

Re: CLI Request Auto Approve for only 300??! Capital One


@Nori wrote:

I have a this card for 1.5 years and have a CL of $2500, I tried to request for a credit line increase after 6 months online and the system is giving me a increase of only $300 so I refused the offer.. why would they give me a only $300 increase?

 

I also have a chase with a CL of $3400 and a score of 731 with 100% monthly payments, if that matters


I read in the news that Cap1 is reacting to the current world economic issues.  It won’t just be Cap1, but other lending/cc companies as well.  

Starting Score: 784
Current Score: 784
Goal Score: 800


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