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CSP 1Up'd Everyone

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Anonymous
Not applicable

Re: CSP 1Up'd Everyone


@FinStar wrote:

@Anonymous wrote:

@SoCalifornia wrote:
So Chase just upped the ante for the competition, concerning travel rewards cards. Previously, a newly approved applicant would stand to receive the annual fee waived for the first year including 50k points after $4,000 worth of spending in the first three months.

Not bad. You guys already knew that.

Now the deal has been sweetened. No annual fee waiver, instead, 60k points with the same thresholds, which offsets the annual fee and then some (this isn't taking into consideration the 64k points you'll receive in rewards to meet the sign on bonus threshold)

This is the last card I'm trying to get before heading to the garden, but I'm nervous my score isn't up to par. Or should I just forego it and look away? Who has applied and approved for the CSP with a sub 700? I hear success stories, but you all are far more informative. Enlighten me?

The annual fee for the CSP is $95 and the increased SUB is 10,000 MR, the equivalent of $100 so its basically a wash ( you get an extra 50 MR points with the new format).

 

Also want to point out that you get a minimum of 64,000 MR points after meeting the spend for the SUB; not 64,000 MR points in addition to the sign up bonus.


Just semantics, but you mean URs, right? Smiley Tongue


Yeah, I meant UR points... I guess I have Amex on my mind. Smiley Happy

Message 11 of 13
McNugget
Regular Contributor

Re: CSP 1Up'd Everyone

Chase pulled my TransUnion and Experian which are your lower scores. I'd wait a bit still. I was approved instantly at 675.
| Amex BCP | BoA Cash Rewards | Cap1 QS | Cap1 SavorOne | Chase Freedom | Chase Sapphire Preferred | Citi DC | Citi Simplicity | Discover It Cash Back | JCrew | USB Cash+ | Target (AU) |
Message 12 of 13
SoCalifornia
Frequent Contributor

Re: CSP 1Up'd Everyone

@McNugget

Since I have some upcoming changes to my score in the new quarter, I'm thinking I agree with that notion. I know it will be better to wait, I'm typically more patient. Jumping the gun could backfire.


Message 13 of 13
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