No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
What cards do you already have and what are their CLs and UT. Also what is your AAOA and AoYA? Are those FICO scores?
@Anonymous wrote:
Hello,
Cards are as is in profile... Currently 4/24, two with 10K plus limits. AAoA shows as 9 years due to student loans. Utilization stays around 5%.
All scores in 750 range according to Fico scores.
My impression is that you would be approved.
I wouldn't worry about prequal neccessarily. I didn't have any prequal with Chase and got a CSR with 45k SL. I would definitely be looking at the CSR over the CSP. I'm not sure why anyone who could get either would get the CSP as long as they travel at all.