CSP... the pain..

[Anonymous]

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@elim wrote:

the bonus UR's can be worth (simply) $1,000 ($2500 if transferred and planned right) in travel

i just saved $150 on a car rental (insurance waiver) as another example.

if you travel then the little AF for a few years is more of an investment (with a real nice return).

tack on freedom revolving (if the categories work with your spend) and it makes it even better.

i'm not trying to sell the card, just sharing my experience

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and thats exactly why I should wait. Thanks.

DW and I are currently working on some sign up bonuses:

AMEX ED, BCE, PRG. Freedom. Venture. Citi HHonors... I wouldn't want to not hit the bonus.

[ddemari]

Good call op. I cant even admit out loud yet what my annual fee's will be in 2016. Trying mu best not to take on anymore $$$ cards. Unlesss i neeeeeeed it lol

[ddemari]

And meeting a combined 9k spend in 3 months is a lot of organized pressure lol

[CraigHwk]

I feel ya.   It's the last card I want for the foreseeable future.  I applied Saturday even without a Pre-Qual.  Got the "App will be reviewed" message, tried to recon, told to FAX in a copy of my drivers license, so now I wait.

Good luck getting it!

[Anonymous]

against all of the sound logic cited above (some of which was spewed from my own brain and keyboard), we applied this evening. "Application will be reviewed... 7 days blah blah blah"

Maybe we'll call tomorrow, maybe we won't. the CSP struggle is real

[CraigHwk]

Definitely call to recon.  They just might need to verify some of your information and then you might get approved on the spot.

[Santi78342]

I'm itching to app for this card as well. I am hesitant to app though since i use to be pre approved but now I'm not. Must be because of US Airways, Venture & AARP hitting my reports recently.

The struggle is real.

I should probably wait until AARP is 6 months old.

[Anonymous]

Thank you Chase for the CSP love... $5k we'll take that! ...and that AF

[Anonymous]

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@elim wrote:

the bonus UR's can be worth (simply) $1,000 ($2500 if transferred and planned right) in travel

i just saved $150 on a car rental (insurance waiver) as another example.

if you travel then the little AF for a few years is more of an investment (with a real nice return).

tack on freedom revolving (if the categories work with your spend) and it makes it even better.

i'm not trying to sell the card, just sharing my experience

---

Now that I'm in, please educate me oh wise one 🙏🏿

[SecretAzure]

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@Anonymous wrote:

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@elim wrote:

the bonus UR's can be worth (simply) $1,000 ($2500 if transferred and planned right) in travel

i just saved $150 on a car rental (insurance waiver) as another example.

if you travel then the little AF for a few years is more of an investment (with a real nice return).

tack on freedom revolving (if the categories work with your spend) and it makes it even better.

i'm not trying to sell the card, just sharing my experience

---

Now that I'm in, please educate me oh wise one 🙏🏿

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Just do exactly as this man says. Especially with the Freedom parts. Freedom has great revolving categories most of which most everyone finds useful (or at least 3/4 of them). I, for example, find no use in Amazon 5% but find a lot of use in every other (major) category. Groceries, dining, gas...these are huge categories to get 5% back on.