CSR denial? Banker told me I'll get my decision in the mail sometime this week.

[Anonymous]

Just got back from the bank, no line. Filled out the application, banker comes back with a smile and says I'll get the decision in the mail. What does that mean? Should I call someone? Or just wait?

[Anonymous]

Likely a denial. I would call and get your status via the automated system. I don't have that number

[Anonymous]

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@Anonymous wrote:
Likely a denial. I would call and get your status via the automated system. I don't have that number

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Just called, stated I'll be notified within 30 days via mail :/

Edit: According to other forum posts apparently the 30 day message is good?

[Anonymous]

People get instantly approved in branch but most from what I'm reading are having a situation like yours where they have to wait.

[Anonymous]

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@Anonymous wrote:

People get instantly approved in branch but most from what I'm reading are having a situation like yours where they have to wait.

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Hmm, does that mean that if I get approved next week I miss out on the bonus? Maybe I should call recon? But I read mixed ansers about calling the recon line. Any suggestions?

[Anonymous]

Yes a 30 day message is a good sign.

Better than the 7-10 day.

I would call reconsideration. Some say call some say wait. I personally would want to get ahead of any issues.

I think you will still get the bonus if you apped before the deadline and was approved after (I THINK). Best of luck!!!

[Anonymous]

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@Anonymous wrote:

Yes a 30 day message is a good sign.

Better than the 7-10 day.

I would call reconsideration. Some say call some say wait. I personally would want to get ahead of any issues.

I think you will still get the bonus if you apped before the deadline and was approved after (I THINK). Best of luck!!!

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Just called, said I got the 30 day wait because I'm under 21. Once I get the letter I need to sign and send it back. Sooo I guess now I just wait.

[Anonymous]

If u get approved later it doesn't matter it only matters when you applied that's the bonus you'll get.

30 day isn't bad so don't be pessimistic 7-10 is bad.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

Yes a 30 day message is a good sign.

Better than the 7-10 day.

I would call reconsideration. Some say call some say wait. I personally would want to get ahead of any issues.

I think you will still get the bonus if you apped before the deadline and was approved after (I THINK). Best of luck!!!

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Just called, said I got the 30 day wait because I'm under 21. Once I get the letter I need to sign and send it back. Sooo I guess now I just wait.

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That seems like a good sign (just need to verify).

As for the robo line, most believe that:

7-10 days -> high chance of denial

2 weeks -> high chance of approval

30 days -> no decision has been made

Good luck!

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

Yes a 30 day message is a good sign.

Better than the 7-10 day.

I would call reconsideration. Some say call some say wait. I personally would want to get ahead of any issues.

I think you will still get the bonus if you apped before the deadline and was approved after (I THINK). Best of luck!!!

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Just called, said I got the 30 day wait because I'm under 21. Once I get the letter I need to sign and send it back. Sooo I guess now I just wait.

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That seems like a good sign (just need to verify).

As for the robo line, most believe that:

7-10 days -> high chance of denial

2 weeks -> high chance of approval

30 days -> no decision has been made

Good luck!

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Does 30 day verification require another hard pull from Chase?