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Can’t get in with NFCU

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3se7ens
Frequent Contributor

Re: Can’t get in with NFCU


@rbentley wrote:

@3se7ens wrote:

@jonnyc wrote:
Does depositing in my share account increase my internal score? I know they offer a secured card but, I’m not looking to add a second to my wallet right now. I’m not in a rush to get in with NFCU however, it would be nice.

I have no idea what the formula is to get their internal score. But what I do know is after
I put money into my share acct. and started a direct deposit my luck changed.


Navy CSR's have told me that there is a wall between banking and credit.  The existence of a checking account and direct deposit with them does not factor into credit decisions.


Well @jonnyc there you have it. You can go by what someone was told or what someone experienced. When I got approved by NFCU I only had 4 other cc, now over 20. Good luck! 😉

As of 3/2022


EQ.-721  |  TU.-731  |  EX.-708


Top Cards:


AmEx Gold - $10,000 POT. BofA Americard $17,000 NFCU CR. $16,000 NFCU Plat.$15,000 FNBO Visa $14,800


Disco Miles $14,000 Chase FU $13,900 USAA Signature $13,000  PayPal MC $10,000 


Macy's AmEx $25,000 Macy's AmEx (upgraded) $25,000

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