@rbentley wrote:
@3se7ens wrote:
@jonnyc wrote:
Does depositing in my share account increase my internal score? I know they offer a secured card but, I’m not looking to add a second to my wallet right now. I’m not in a rush to get in with NFCU however, it would be nice.
I have no idea what the formula is to get their internal score. But what I do know is after
I put money into my share acct. and started a direct deposit my luck changed.
Navy CSR's have told me that there is a wall between banking and credit. The existence of a checking account and direct deposit with them does not factor into credit decisions.
Well @jonnyc there you have it. You can go by what someone was told or what someone experienced. When I got approved by NFCU I only had 4 other cc, now over 20. Good luck! 😉
As of 3/2022
EQ.-721 | TU.-731 | EX.-708
Top Cards:
AmEx Gold - $10,000 POT. BofA Americard $17,000 NFCU CR. $16,000 NFCU Plat.$15,000 FNBO Visa $14,800
Disco Miles $14,000 Chase FU $13,900 USAA Signature $13,000 PayPal MC $10,000
Macy's AmEx $25,000 Macy's AmEx (upgraded) $25,000
