Capital One $100 CLI Approved - Declined Offer

[Anonymous]

Called the automated line to request a CLI and heard, "Good news! You've been approved for a $100 increase." Good for whom?  I was merely curious, this turned out exactly as I expected based on research so declined the offer. 

Scores below, 12th statement closed two days ago. I was using it frequently the first couple months since it was my only card but won't be reaching for it now. Planning to bump Discover secured up to $1500 after the first statement. No hard feelings just looking forward to the day when I can leave Cap One behind.

[blindambition]

Congrats on your CLI approval!! Was it opened with lower SL, like 300-500, if so, CLI will be on low side. Bucketed and slow growing.

[Anonymous]

@blindambition Oh I know, have zero expectations. Planning on closing it late 2021 or early 2022. SL was $750, $250 credit steps increase then I called like four times that same day and squeezed out another $200. Not even going to kid myself into thinking it will grow. But its serving a purpose and for that I'm appreciative. 

[Anonymous]

Apologies @gdale6 wasn't sure where this thread belonged. Thanks

[AllZero]

Congratulations on your CLI offer and denial! Onward and upward with your credit journey.

[CreditMagic7]

All good fortune to you when you will be well beyond those tidbit offers.

[AverageJoesCredit]

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@Anonymous wrote:

Called the automated line to request a CLI and heard, "Good news! You've been approved for a $100 increase." Good for whom?  I was merely curious, this turned out exactly as I expected based on research so declined the offer. 

Scores below, 12th statement closed two days ago. I was using it frequently the first couple months since it was my only card but won't be reaching for it now. Planning to bump Discover secured up to $1500 after the first statement. No hard feelings just looking forward to the day when I can leave Cap One behind.

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Dang, i guess the Devil is in the details

[Conceptual23]

Yeah, Cap One increases are a bad joke.

[MacCreed]

What's not in my wallet?  C1!   🤣

[BmoreBull]

I kind of feel indifferent towards my Cap One secured Platinum. I started with a 199$ deposit and $300 limit. After six months they  gave me another $300. I don't use it often, just enough to keep it open. But, I don't think I will ever close it. I just got my first "big boy" (to me) limit and I still will keep that little $600 cap one.