Capital One CLI Accept or Decline?

[Anonymous]

Should I accept this or deny? 

[AverageJoesCredit]

Do you need it? Are you on credit steps? All depends your current situation.

[AllZero]

Maybe hold out for more. Try again next month. Play hard to get. 😉

[Meanmchine]

Id say yes.

[Anonymous]

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@AverageJoesCredit wrote:

Do you need it? Are you on credit steps? All depends your current situation.

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I don't need it. No credit steps. I want this card to grow.

[mrfufoppss]

dont take it..try putting some (Heavy) spend on that card for 2 months then try

[Ficoproblems247]

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@mrfufoppss wrote:

dont take it..try putting some (Heavy) spend on that card for 2 months then try

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+1. Cap1 likes it when you burn a hole through their card pretty much. 

[marmaladepie]

agreed, put as much spend on the card as you can. they like usuage. and then try again. if you accept, you reset the clock for another 6mo before you can request again.

[AverageJoesCredit]

Yeah you wont get growth at $100 a cli. Cap One be cray cray. With all the heavy spend they want for a " possible" bigger cli, id rather go with other lenders less complicated

[Anonymous]

I wish I could get a $1 CLI from capital one, but I say hold out. Try again in a month.