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Capital One verification request

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CreditScoreChallenged
New Contributor

Re: Capital One verification request

They requested the same things from me as well and I am wondering the same thing. I faxed in my information and am anxiously waiting to hear from them. I am hoping it means an approval.

Capital One Platinum $3500 || Quicksilver One $2500 || GM Buypower $500 || PayPal Extra MC $300 || Walmart
$850|| Victoria Secret $3150 || Gettington
$4500|| Kohl's
$700|| Fullbeauty $650
EQ 631 TU 666 EX 671 Goal: 700 across the board
Message 11 of 20
sjt
Senior Contributor

Re: Capital One verification request

My co-worker call again and found out he was approved but they could not tell him what his credit is.

 

His score is between 590-605, has one Visa with a 1k line, and income is just over 100k, so I'm guessing his line would be between 300 and 1k.

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC (Closed)
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 12.24, EX: 816 / EQ: 825 / TU: 818
Message 12 of 20
sjt
Senior Contributor

Re: Capital One verification request

Co worker was approved for a 3k credit line. I'm wondering if he can product change to a quicksilver 

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC (Closed)
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 12.24, EX: 816 / EQ: 825 / TU: 818
Message 13 of 20
Anonymous
Not applicable

Re: Capital One verification request


@sjt wrote:

my coworker applied for a Capone Card and received a letter requesting documents verifying their social security number and address. Do you think this means they are going to be approved pending verification?


I had the same issue,  sent in my info and was approved for Venture one $7500.

Message 14 of 20
taxi818
Super Contributor

Re: Capital One verification request


@sjt wrote:

Co worker was approved for a 3k credit line. I'm wondering if he can product change to a quicksilver 


Yes.in 6 months. that is the way cap one rolls. he just got card. use it. use it a lot. then the pc and cli's will come. no difference between QS1 and Quicksilver. Just AF. he he changes in the next few months he won't even pay that. as AF is waived the first year anyway. even on QS1

Message 15 of 20
Anonymous
Not applicable

Re: Capital One verification request

I had the same situation with Capital One requiring me to send in address and identity verification. I applied for the Quicksilver one on 5-14-15 and got the message that my app was being process 7 to 10 days. I called the next day to check status and was informed they need additional info. I faxed in the documents and called back for status. They told me that driver lic and soc card were too dark to read! So I had to fax in the info again. They finally approved the second fax, but then I got the 3 weeks to process your application ( probably standard message to allow them leeway). I called today and was informed that I was approved, however they don't know my limit yet since the account is currently being createdSmiley Frustrated Hoping for decent cl. Just finished my spee, this was the last card I was awaiting on. Picked up Barclay master rewards-500, walmart- 300, macy-600, kohls- 300, HSN-1000, Fingerhut- 500.....already had first premier -300( first card-horrible fees but with open BK 13 at time only place that would approve) and Open Sky secure - 700. My credit score was initially( on 12-10-2014) 545, now sitting at 633. I had a bunch of baddies and two BK 7 2008 and 13 2011. Also one judgment for 2010. Smiley SadI have removed all nearly all collection though PFD and challenges. I've made good progress but still more work to do. These account should help accelerate me on my road to credit recovery! Hoping to purchase a house in a year. So im off to garden! Good luck to everyone trying to recover my our past lives and the bad decisions in them!Smiley Very Happy

Message 16 of 20
Anonymous
Not applicable

Re: Capital One verification request

I forgot I also have Bofa partially secure(99) visa 500 limit .....I bank with them as well. 

Message 17 of 20
thetruthsince82
Established Member

Re: Capital One verification request

Hi, can you provide the fax number?


Starting Score: 549 8/2012
Current Score: 680 5/2014
Goal Score: 800


Take the FICO Fitness Challenge

Message 18 of 20
sjt
Senior Contributor

Re: Capital One verification request


@thetruthsince82 wrote:

Hi, can you provide the fax number?


You should use the fax number listed in your letter, as there are several fax numbers.

 

if you can find you letter I would contact C1 to get the correct fax number.

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC (Closed)
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 12.24, EX: 816 / EQ: 825 / TU: 818
Message 19 of 20
Anonymous
Not applicable

Re: Capital One verification request

The fax number they consistently seem to use for their US credit card verification process is 1-866-927-7871. However, as sjt suggested you can verify the number though the letter they send, or if you are inpatient like I am Smiley Happy - you can call in the app status line to speak with application manager. I just applied for the Venture one and got the same %$*@ notice againSmiley Sad . They give me the same fax number as last time. Good luck!

Message 20 of 20
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