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I wouldn't be paying it off during the billing cycle. I was denied a CLI on my QS because I wasn't using enough credit. What the deal is when i had only a $1300 card i would charge heavily like at xmas, etc but pay the card off as soon as it posted. C1 apparently likes to see gigh cary over balances before they will consider giving you more credit.
@JtAlmond wrote:I wouldn't be paying it off during the billing cycle. I was denied a CLI on my QS because I wasn't using enough credit. What the deal is when i had only a $1300 card i would charge heavily like at xmas, etc but pay the card off as soon as it posted. C1 apparently likes to see gigh cary over balances before they will consider giving you more credit.
Not true. There are plenty of DPs around of people charging and paying in full without carrying any balances and still get CLIs, albeit not always large ones.