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@CYBERSAM wrote:@SoCalGardenerYou are correct I should have used Co branded Card. 👍
I just received an Experian alert for HP from Chase/JPMCB! 🧐
Now that it seems my application is alive and under consideration or review, here are some DP for either way.
6/24? maybe!
12/2021 US bank
10/2021 DCU
07/2020 Verizon
04/2020 BOA
04/2020 Lowes
02/2020 Paypal
AAoA 4 years 11 months
Revolving Utilization 7%
Income 184K
No negative anymore.
Score 740 to 760 depending what they pulled!
Inq per Experian 12
Inq per myFICO 4 in past 12mo
Hopefully I hear something good soon! But now I'm thinking should have waited till I was under 5/24 before apping! 😅
Worse case scenario, if declined for 5/24, you can always reapply in May provided you don't add any new accounts between now and then.