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Chase CLI eligibility after recent increases

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PullingMeSoftly
Valued Contributor

Chase CLI eligibility after recent increases

After receiving CLI's on my 3 Chase cards last month (3 weeks ago, United Club, Sapphire Preferred, Freedom Visa, detailed in this approval thread), I just did a routine check in with the "Request a credit limit increase" tool. Since the time that DP's began appearing about Chase SP approvals, I've received the "no eligible cards" response when checking on prior occasions. This time, however, I see that all three of the cards are eligible, regardless of the phone/manual increases that were done recently:

 

Chase CLI eligible cards 2023-04-28.png

Since i haven't received an increase via this method before, I'm a bit unsure of the process. Since the interface says "Choose this card", does that mean I've got one shot and need to pick the highest priority, or will I be able to complete requests for all three? 

 

Kinda feels like a double-dip situation, given the recent increases, which I will gladly take!






Message 1 of 17
16 REPLIES 16
ZackAttack
Established Contributor

Re: Chase CLI eligibility after recent increases

I saw this as someone else posted it. Appears that the link is working now. I tried doing it on my Freedom Flex and said that I will be receiving something in 7-10 days. No clue if that will come via mail or online portal.

When I tap on the link again a day later, the flex isn't there but my 2 other cards are there.

MSGCU Rewards | $10.5kDiscover Cash It | $10kAmex BCE | $15kBest Buy Visa | $20kChase Freedom Flex | $8kDCU Platinum | $8kNFCU Flagship | $73kAffinity FCU Cash Rewards | $7kAmazon Prime | 12.5kChase Unlimited | 16.4kUSAA Cashback Rewards Plus Amex | 10kAmex Business Cash | 10k


Message 2 of 17
PullingMeSoftly
Valued Contributor

Re: Chase CLI eligibility after recent increases


@ZackAttack wrote:

I saw this as someone else posted it. Appears that the link is working now. I tried doing it on my Freedom Flex and said that I will be receiving something in 7-10 days. No clue if that will come via mail or online portal.

When I tap on the link again a day later, the flex isn't there but my 2 other cards are there.


@ZackAttack So your Flex was eligible but it wasn't like accepting a pre-approval, it went to review? And I'm guessing still a SP even if not an instant approval?






Message 3 of 17
ZackAttack
Established Contributor

Re: Chase CLI eligibility after recent increases


@PullingMeSoftly wrote:

@ZackAttack wrote:

I saw this as someone else posted it. Appears that the link is working now. I tried doing it on my Freedom Flex and said that I will be receiving something in 7-10 days. No clue if that will come via mail or online portal.

When I tap on the link again a day later, the flex isn't there but my 2 other cards are there.


@ZackAttack So your Flex was eligible but it wasn't like accepting a pre-approval, it went to review? And I'm guessing still a SP even if not an instant approval?


I'm assuming a SP but idk, so far I haven't got a notification saying Chase is HPing a bureau as they are all locked.

MSGCU Rewards | $10.5kDiscover Cash It | $10kAmex BCE | $15kBest Buy Visa | $20kChase Freedom Flex | $8kDCU Platinum | $8kNFCU Flagship | $73kAffinity FCU Cash Rewards | $7kAmazon Prime | 12.5kChase Unlimited | 16.4kUSAA Cashback Rewards Plus Amex | 10kAmex Business Cash | 10k


Message 4 of 17
M_Smart007
Legendary Contributor

Re: Chase CLI eligibility after recent increases


@ZackAttack wrote:

@PullingMeSoftly wrote:

@ZackAttack wrote:

I saw this as someone else posted it. Appears that the link is working now. I tried doing it on my Freedom Flex and said that I will be receiving something in 7-10 days. No clue if that will come via mail or online portal.

When I tap on the link again a day later, the flex isn't there but my 2 other cards are there.


@ZackAttack So your Flex was eligible but it wasn't like accepting a pre-approval, it went to review? And I'm guessing still a SP even if not an instant approval?


I'm assuming a SP but idk, so far I haven't got a notification saying Chase is HPing a bureau as they are all locked.


@ZackAttack, The issue could be, they want your TU unlocked and they SP it.

 

ETA: Point of reference about unlocking TU

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Chase-SP-Double-CLI-x-Soft-Pull-WOW/m-p/66591...

Message 5 of 17
ZackAttack
Established Contributor

Re: Chase CLI eligibility after recent increases


@M_Smart007 wrote:

@ZackAttack wrote:

@PullingMeSoftly wrote:

@ZackAttack wrote:

I saw this as someone else posted it. Appears that the link is working now. I tried doing it on my Freedom Flex and said that I will be receiving something in 7-10 days. No clue if that will come via mail or online portal.

When I tap on the link again a day later, the flex isn't there but my 2 other cards are there.


@ZackAttack So your Flex was eligible but it wasn't like accepting a pre-approval, it went to review? And I'm guessing still a SP even if not an instant approval?


I'm assuming a SP but idk, so far I haven't got a notification saying Chase is HPing a bureau as they are all locked.


@ZackAttack, The issue could be, they want your TU unlocked and they SP it.

 

ETA: Point of reference about unlocking TU

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Chase-SP-Double-CLI-x-Soft-Pull-WOW/m-p/66591...


Its possible but no way of knowing. Usually the last few times I have applied for a card they usually send the letter via online portal within 1 day. I have not seen that letter online so I am wondering if they are going to snail mail it.

MSGCU Rewards | $10.5kDiscover Cash It | $10kAmex BCE | $15kBest Buy Visa | $20kChase Freedom Flex | $8kDCU Platinum | $8kNFCU Flagship | $73kAffinity FCU Cash Rewards | $7kAmazon Prime | 12.5kChase Unlimited | 16.4kUSAA Cashback Rewards Plus Amex | 10kAmex Business Cash | 10k


Message 6 of 17
Janneman
Valued Contributor

Re: Chase CLI eligibility after recent increases


@PullingMeSoftly wrote:

After receiving CLI's on my 3 Chase cards last month (3 weeks ago, United Club, Sapphire Preferred, Freedom Visa, detailed in this approval thread), I just did a routine check in with the "Request a credit limit increase" tool. Since the time that DP's began appearing about Chase SP approvals, I've received the "no eligible cards" response when checking on prior occasions. This time, however, I see that all three of the cards are eligible, regardless of the phone/manual increases that were done recently:

 

Chase CLI eligible cards 2023-04-28.png

Since i haven't received an increase via this method before, I'm a bit unsure of the process. Since the interface says "Choose this card", does that mean I've got one shot and need to pick the highest priority, or will I be able to complete requests for all three? 

 

Kinda feels like a double-dip situation, given the recent increases, which I will gladly take!


I have Chase cards for 9 years but I never received any CLI automatically or otherwise...and never seen this kinda eligibility for CLI or approval of an account...Where its on? At online account? I recently called them to ask CLI when I saw on here that almost everyone getting CLI, but I got denied...so does a few of my friends...It could be that we use these Chase cards only once in a 6-8 months for a very little amount...under $10.....So, I guess this might be the culprit in our case...Do you swipe Chase cards enough? Thanks

Message 7 of 17
SouthJamaica
Mega Contributor

Re: Chase CLI eligibility after recent increases


@Janneman wrote:

@PullingMeSoftly wrote:

After receiving CLI's on my 3 Chase cards last month (3 weeks ago, United Club, Sapphire Preferred, Freedom Visa, detailed in this approval thread), I just did a routine check in with the "Request a credit limit increase" tool. Since the time that DP's began appearing about Chase SP approvals, I've received the "no eligible cards" response when checking on prior occasions. This time, however, I see that all three of the cards are eligible, regardless of the phone/manual increases that were done recently:

 

Chase CLI eligible cards 2023-04-28.png

Since i haven't received an increase via this method before, I'm a bit unsure of the process. Since the interface says "Choose this card", does that mean I've got one shot and need to pick the highest priority, or will I be able to complete requests for all three? 

 

Kinda feels like a double-dip situation, given the recent increases, which I will gladly take!


I have Chase cards for 9 years but I never received any CLI automatically or otherwise...and never seen this kinda eligibility for CLI or approval of an account...Where its on? At online account? I recently called them to ask CLI when I saw on here that almost everyone getting CLI, but I got denied...so does a few of my friends...It could be that we use these Chase cards only once in a 6-8 months for a very little amount...under $10.....So, I guess this might be the culprit in our case...Do you swipe Chase cards enough? Thanks


I believe the "request credit limit increase" link appears only in the mobile app. Click on a credit card > manage account > request credit limit increase


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 8 of 17
PullingMeSoftly
Valued Contributor

Re: Chase CLI eligibility after recent increases


@Janneman wrote:


I have Chase cards for 9 years but I never received any CLI automatically or otherwise...and never seen this kinda eligibility for CLI or approval of an account...Where its on? At online account? I recently called them to ask CLI when I saw on here that almost everyone getting CLI, but I got denied...so does a few of my friends...It could be that we use these Chase cards only once in a 6-8 months for a very little amount...under $10.....So, I guess this might be the culprit in our case...Do you swipe Chase cards enough? Thanks


Same historically for me @Janneman, I haven't received any auto-increases in my long relationship with Chase, and ended up doing a couple requests for HP's a few years back. I only recently qualified for increases when the SP talk started around here, and started checking the app and website periodically. I've been running quite a bit of gas and grocery spend through  my United Club card during quarter promos, but relatively infrequent spend on the Sapphire Pref and Freedom.

 

As @SouthJamaica notes above, the request feature is available in the app, and also online. To access via browser: Select one of your card accounts > More > Account Services > Request a Credit Limit Increase. If any of your cards are eligible, they will be listed, otherwise you'll get a message that none qualify at the moment.






Message 9 of 17
CaptJOB
Regular Contributor

Re: Chase CLI eligibility after recent increases

Weird data point here. This wasn't showing up for me the first month/couple weeks everyone started talking about it so I called in for a CLI on my CSR and they doubled my line. Cool. I was 8/24 and that apparently did not matter.

 

Finally a day or two ago this screen with all my cards showed up on the Request link so I asked for an increase on my smallest CL($1,700 Freedom Flex) and was denied for too many new accounts. That's fine. Didn't ask for anything else. 

 

Saw this thread just now so went to look and see and sure enough my other 3 cards were still on the menu to request CLI so I hit my United Club and got $5,300(23.1->28.4) instantly. Other two cards are no longer on the menu. 

 

 

Message 10 of 17
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