@Anonymous wrote:You cashed a $40,000 check from them and kept tthe money without buying the car?
Yes. 
the good ole days. Really dumb. They sued me. But got nothing. Because I had nothing to get. Wasted the money. Credit was ruined for 7 years. But I just waited it out.
@taxi818 wrote:
@Anonymous wrote:You cashed a $40,000 check from them and kept tthe money without buying the car?
Yes.
Really? You'd think they would have pursued criminal charges for that. What state?
@Anonymous wrote:
@taxi818 wrote:
@Anonymous wrote:You cashed a $40,000 check from them and kept tthe money without buying the car?
Yes.
Really? You'd think they would have pursued criminal charges for that. What state?
No kidding... that's quite a bit of moolah for burning PenFed.
@FinStar wrote:
@Anonymous wrote:
@taxi818 wrote:
@Anonymous wrote:You cashed a $40,000 check from them and kept tthe money without buying the car?
Yes.
Really? You'd think they would have pursued criminal charges for that. What state?
No kidding... that's quite a bit of moolah for burning PenFed.
The facts were. There was not crime. I applied for a loan. And they made the check out to me. And mailed me the check. Hence I cashed it. Bought another car. Is problem. Not the one I originally applied for. As dealer issues. Had cash in hand. I just did not repay my loan. The amount of money has nothing to do with it. Same if I did not pay my 200k mortgage. But I understand. They could not repo car as I never got it they never put lean on car. It was all their paperwork mistake too. No state. Was in army stationed in Germany at time. Like I said they did sue me. And win. Garnished wages what they could get. And they finally gave up. But remember. This was 30 yeRs ago. Fico did not really exist. And debtor laws were different. So there you go. Credit did not exist like today. A handful of gas cards. And a couple of major credit cards only. Maybe 1-10 even carried plastic. So they just wrote the entire difference off. But like I said. NO crime was committed. Otherwise I'm sure they would have came after me. But I won't be apping them for membership even after 30 years. This happened in 1984.
@TiggerDat wrote:I didn't burn Chase and they never give me any auto luv. I had to get my last increase from them with a HP. While I wont close the card, I will sock drawer it! I find it funny that I prequal for over the last 6 months with other cards from them, but never a CLI. I can't even PC with them, but I could accept an offer for a CSP or Slate. I think the Slate prequal has been there for over a year! So I can understand how you feel.
Chase is the only Bank i know that Doesn't have the CLI button online, if i want a CLI then i would have to call them 
@taxi818 wrote:
@Anonymous wrote:You cashed a $40,000 check from them and kept tthe money without buying the car?
Yes.
in the 1990'S i did a lot of bad stuff with my credit and all of the credit card accounts i had at the time "8 accounts in total, Visas and MasterCards" were Charge-Off , i thought about applying for BK but was told by the 4 Lawyers i spoke to that i would only qualify for Chapter 13 and NOT Chapter 7 like i wanted it, i did NOT want Chapter 13 because i would still have to pay everything back so i decided NOT to apply for BK at all and just waited it out, in 2009 since i have a Banking relationship with BOA i decided to apply for their BOA SECURED credit card and gave them a $300 Deposit and 30 days later BOA returned the $300 to me saying i Do NOT qualify for their SECURED credit card at this time, So i decided to continue using DEBIT, in 2013 BOA kept sending me Pre-Approved applications for their SECURED $99/500 Card and i did NOT want to fill it out thinking i was going to be Rejected again but after they sent me the application 3 times i decided to give it a shot and was approved and after i had the BOA SECURED credit card for 9 months then i went crazy applying for everything including Chase who i did NOT remember was One of the Banks i burned, maybe Chase had a different name at that time, Anyways, now my Credit Report is 100% clean and i am planning on keeping it like that...