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Chase Sapphire Preferred Decision Pending help?!

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Anonymous
Not applicable

Re: Chase Sapphire Preferred Decision Pending help?!

I applied for the Slate two days ago and immediately got the 7-10 day. I called the backdoor lending dept. Had to unfreeze Transunion as I thought they would pull EX. Unfroze and was immediately approved by lending for $6,200.00.

Call lending....
Message 11 of 62
MugenCivicSi83
Frequent Contributor

Re: Chase Sapphire Preferred Decision Pending help?!


@Anonymous wrote:
I applied for the Slate two days ago and immediately got the 7-10 day. I called the backdoor lending dept. Had to unfreeze Transunion as I thought they would pull EX. Unfroze and was immediately approved by lending for $6,200.00.

Call lending....

What's the best number to reach lending?

FICO 8 Scores: EX 706 (11/3/2016) EQ 696 (11/17/16) TU 708 (11/17/2016)

"Use your Credit wisely, don't let it use you!"~Me Smiley Very Happy

Message 12 of 62
Anonymous
Not applicable

Re: Chase Sapphire Preferred Decision Pending help?!

I hope you get it, this and the SPG AMEX is my next app for 2017. Good luck
Message 13 of 62
Anonymous
Not applicable

Re: Chase Sapphire Preferred Decision Pending help?!

888-270-2127
Message 14 of 62
MugenCivicSi83
Frequent Contributor

Re: Chase Sapphire Preferred Decision Pending help?!


@Anonymous wrote:
I hope you get it, this and the SPG AMEX is my next app for 2017. Good luck

Thanks! Good luck with the SPG app! 

FICO 8 Scores: EX 706 (11/3/2016) EQ 696 (11/17/16) TU 708 (11/17/2016)

"Use your Credit wisely, don't let it use you!"~Me Smiley Very Happy

Message 15 of 62
MugenCivicSi83
Frequent Contributor

Re: Chase Sapphire Preferred Decision Pending help?!


@Anonymous wrote:
888-270-2127

Thanks! How long did you wait after you app'd to call in? I don't currently have any of my CR's frozen so i'm assuming that's not the issue they're having with my app that they couldn't immediately approve me.

FICO 8 Scores: EX 706 (11/3/2016) EQ 696 (11/17/16) TU 708 (11/17/2016)

"Use your Credit wisely, don't let it use you!"~Me Smiley Very Happy

Message 16 of 62
MugenCivicSi83
Frequent Contributor

Re: Chase Sapphire Preferred Decision Pending help?!


@ddemari wrote:

Sounds like you will be getting the card, just let it ride out. the 2 week message on the auto status line has never let me down.


I just received a call from Chase Card Services (844) 540-0009 regarding my application for the CSP. They were calling to confirm I had indeed applied for the card and to verify my identity. They ended the call saying that I will receive an answer in the mail if I am approved one way or the other in 1 to 2 weeks. Shall I wait it out or call the backdoor?

FICO 8 Scores: EX 706 (11/3/2016) EQ 696 (11/17/16) TU 708 (11/17/2016)

"Use your Credit wisely, don't let it use you!"~Me Smiley Very Happy

Message 17 of 62
Anonymous
Not applicable

Re: Chase Sapphire Preferred Decision Pending help?!

I would call the backdoor, they will tell you then.

I called immediately following the 7-10 message.
Message 18 of 62
MugenCivicSi83
Frequent Contributor

Re: Chase Sapphire Preferred Decision Pending help?!


@Anonymous wrote:
I would call the backdoor, they will tell you then.

I called immediately following the 7-10 message.

Called the 'Lending' department as you suggested after Chase called me earlier. Lending department says your application has been declined through the lending backdoor number.....Then a miracle happens, the wonderful lady on the other end of the line says "if you would like, I can reconsider it for you". She informed me it was declined to many inquiries as I stated earlier the number of inquiries I had was 7 for EX, 4 for EQ, and 8 for TU. She then asked me why I had so many inquiries. I explained every single inquiry and approval I had received. I then explained I was very interested in the Chase Sapphire Preferred because of the rewards structure and that it had no FTF's which would benefit me as I work and live in Switzerland. I also informed her I had been a Chase Customer for 12 years and never missed a payment on my Chase freedom credit card that I got 3 years ago. I told her I would also be willing to use the Credit limit I had on my freedom toward my CSP as I would most likely not be able to use the Chase Freedom in Switzerland due to the 3% FTF's. She asked me to hold on while she did some number crunching. She came back on the line 3-5 minutes later and said 'I have gone ahead and approved you, but you will need to provide verification of your address by sending a Drivers License photocopy'. I replied 'most soyyyyytenly!!!!!' I'm so excited they reconsidered. They didn't tell me the CL but I will figure that out in the next week or so! Thanks for everyone's input! I have been wanting this card to add to my Credit Portfolio for a couple years now and I've finally done it! Thanks everyone!!!!!!! 

FICO 8 Scores: EX 706 (11/3/2016) EQ 696 (11/17/16) TU 708 (11/17/2016)

"Use your Credit wisely, don't let it use you!"~Me Smiley Very Happy

Message 19 of 62
Anonymous
Not applicable

Re: Chase Sapphire Preferred Decision Pending help?!

See, glad you called!
Message 20 of 62
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