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Chase Sapphire Preferred Decision Pending help?!

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MugenCivicSi83
Frequent Contributor

Re: Chase Sapphire Preferred Decision Pending help?!

Details on my CR as of the date of the application:

 

CRA:       Inqs:     FICO:      Date:

EX             7           697         10/25/16

TU             8           709          10/25/16

EQ             4          702           10/25/16

 

 

2 Paid 2012 Collections: 1-30 Day Late

$65k Student Loans

CC Util: 16%

7CCs

3 Store CCs

Total CL: $40K not including AMEX PRG and this approval. 

 

 

New Accounts: (Showing on CR's)

Capital One QS:  $4k CL

Discover IT:   $4.5k CL

Barclays Arrival+: $3k CL

Barclays Apple: $2k CL

 

 

 

FICO 8 Scores: EX 706 (11/3/2016) EQ 696 (11/17/16) TU 708 (11/17/2016)

"Use your Credit wisely, don't let it use you!"~Me Smiley Very Happy

Message 21 of 62
Anonymous
Not applicable

Re: Chase Sapphire Preferred Decision Pending help?!

They pulled TU for my Slate and there was 14 Inquries and FICO 730. Plus 13 new accounts in the past 12 months. Got it as a special offer for having a Chase relationship. It was on my Freedom Unlimited account as a special offer. They also offered me CSP but I really have no use for it with all my other cards. 

Message 22 of 62
MugenCivicSi83
Frequent Contributor

Re: Chase Sapphire Preferred Decision Pending help?!


@Anonymous wrote:

They pulled TU for my Slate and there was 14 Inquries and FICO 730. Plus 13 new accounts in the past 12 months. Got it as a special offer for having a Chase relationship. It was on my Freedom Unlimited account as a special offer. They also offered me CSP but I really have no use for it with all my other cards. 


Gotcha! Well thanks for all the info! I'm glad they recon'd. That was actually my first successful recon EVER.

FICO 8 Scores: EX 706 (11/3/2016) EQ 696 (11/17/16) TU 708 (11/17/2016)

"Use your Credit wisely, don't let it use you!"~Me Smiley Very Happy

Message 23 of 62
Anonymous
Not applicable

Re: Chase Sapphire Preferred Decision Pending help?!

Congrats !!

 

Message 24 of 62
Anonymous
Not applicable

Re: Chase Sapphire Preferred Decision Pending help?!

"Cool story, bruh!" Lol

I really DID enjoy the write up, I was on edge the entire time waiting to find out if you'd gotten it 😄
Message 25 of 62
MugenCivicSi83
Frequent Contributor

Re: Chase Sapphire Preferred Decision Pending help?!


@Anonymous wrote:
"Cool story, bruh!" Lol

I really DID enjoy the write up, I was on edge the entire time waiting to find out if you'd gotten it 😄

hahaha! I'm going to the DMV tomorrow to update my address on my DL so I can send over to them and find out my new CL! AHHHHHHH! I hate the DMV. I just moved too so the only thing I have for proof of address is my Marriage certificate and bank statement. 

FICO 8 Scores: EX 706 (11/3/2016) EQ 696 (11/17/16) TU 708 (11/17/2016)

"Use your Credit wisely, don't let it use you!"~Me Smiley Very Happy

Message 26 of 62
Anonymous
Not applicable

Re: Chase Sapphire Preferred Decision Pending help?!


@MugenCivicSi83 wrote:

@Anonymous wrote:
"Cool story, bruh!" Lol

I really DID enjoy the write up, I was on edge the entire time waiting to find out if you'd gotten it 😄

hahaha! I'm going to the DMV tomorrow to update my address on my DL so I can send over to them and find out my new CL! AHHHHHHH! I hate the DMV. I just moved too so the only thing I have for proof of address is my Marriage certificate and bank statement. 


Oh no, you are on the same boat as I am, and it's not good! I have no proof of addres other than paystubs and bank statements because I just moved, and Chase doesn't take either!!! My ID has the old address, but I'm still waiting on my new DL with the current address (and it has been 8 weeks aready). I called the DMV and they told me it can take up to 4 weeks, but guess what, if you don't submit that proof of address within 30 days then the application is thrown away!!! I don't know what to do, I even went to a Chase brancha and they couldn' t help. I have a the temporary DL with the current address but it doesn't have a picture, so Chase won't take that.... 

Message 27 of 62
MugenCivicSi83
Frequent Contributor

Re: Chase Sapphire Preferred Decision Pending help?!


@Anonymous wrote:

@MugenCivicSi83 wrote:

@Anonymous wrote:
"Cool story, bruh!" Lol

I really DID enjoy the write up, I was on edge the entire time waiting to find out if you'd gotten it 😄

hahaha! I'm going to the DMV tomorrow to update my address on my DL so I can send over to them and find out my new CL! AHHHHHHH! I hate the DMV. I just moved too so the only thing I have for proof of address is my Marriage certificate and bank statement. 


Oh no, you are on the same boat as I am, and it's not good! I have no proof of addres other than paystubs and bank statements because I just moved, and Chase doesn't take either!!! My ID has the old address, but I'm still waiting on my new DL with the current address (and it has been 8 weeks aready). I called the DMV and they told me it can take up to 4 weeks, but guess what, if you don't submit that proof of address within 30 days then the application is thrown away!!! I don't know what to do, I even went to a Chase brancha and they couldn' t help. I have a the temporary DL with the current address but it doesn't have a picture, so Chase won't take that.... 


My wife got her DL in 7-10 days so i'm not worried. And if that doesn't come in, by then i'll have a new bill for my car insurance at my address so that works too.

FICO 8 Scores: EX 706 (11/3/2016) EQ 696 (11/17/16) TU 708 (11/17/2016)

"Use your Credit wisely, don't let it use you!"~Me Smiley Very Happy

Message 28 of 62
MugenCivicSi83
Frequent Contributor

Re: Chase Sapphire Preferred Decision Pending help?!


@Anonymous wrote:

They pulled TU for my Slate and there was 14 Inquries and FICO 730. Plus 13 new accounts in the past 12 months. Got it as a special offer for having a Chase relationship. It was on my Freedom Unlimited account as a special offer. They also offered me CSP but I really have no use for it with all my other cards. 


Donny, would you suggest I call as soon as I fax them the required information tomorrow to confirm my new CSP CL? or shall I wait?

FICO 8 Scores: EX 706 (11/3/2016) EQ 696 (11/17/16) TU 708 (11/17/2016)

"Use your Credit wisely, don't let it use you!"~Me Smiley Very Happy

Message 29 of 62
Anonymous
Not applicable

Re: Chase Sapphire Preferred Decision Pending help?!

I would without a doubt. I do it all the time when I get the 7-10's. Calling isn't going to jeopardize anything.
Message 30 of 62
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