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Chase "selected for you" offers preapproved?

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mccallb
Frequent Contributor

Chase "selected for you" offers preapproved?

Chase just asked me for my updated income which i filled out today.  Immediately upon logging in, I had two "selected for you" offers.  One for freedom, one for slate.

 

I'm ALWAYS on the lookout for good 0% apr cards so I wouldn't mind either.  However, my question is are these "selected for you" legit?  Or may I not get them?


Also - are the Starting limits on these pretty low?  I have 25k limit on my CSP currently with <2000 util.  I keep reading about freedom and slates with sub 10K limits, and like, even a 10K limit is useless to me.  So I don't want to bother if they are very low, so any info would be awesome.


Thanks!



CK EQ: 730 / CK TU: 735 / EXP FICO: 721 / EX Vantage: 793 / Total Exposure: 112K
Message 1 of 37
36 REPLIES 36
SecretAzure
Valued Contributor

Re: Chase "selected for you" offers preapproved?


@mccallb wrote:

Chase just asked me for my updated income which i filled out today.  Immediately upon logging in, I had two "selected for you" offers.  One for freedom, one for slate.

 

I'm ALWAYS on the lookout for good 0% apr cards so I wouldn't mind either.  However, my question is are these "selected for you" legit?  Or may I not get them?


Also - are the Starting limits on these pretty low?  I have 25k limit on my CSP currently with <2000 util.  I keep reading about freedom and slates with sub 10K limits, and like, even a 10K limit is useless to me.  So I don't want to bother if they are very low, so any info would be awesome.


Thanks!


It's based on your income and your profile. No one can tell you how much you will get. There are people with Slate and Freedom with high CL's and many with less than 10K (like me Smiley Happy). 

"Show your thanks with action! Hit the "Kudos" button (the stripe with the star) for every post you find helpful to show your appreciation to the community of great individuals who help you on these forums" -Me

Active Cards: Chevron Texaco, Amex BCE, Barclays Ring, Chase Freedom, Chase Freedom Unlimited, Best Buy Visa, Marvel MCMust garden until 2/1/2022 to hit my goal AAOA. Smiley Indifferent
Message 2 of 37
mccallb
Frequent Contributor

Re: Chase "selected for you" offers preapproved?

But I assume this counts as basically a preapproval even if i'm way over the 5/24?

 

Does either the freedom/freedom u/slate have a historically higher SL?


I don't want to app spree.



CK EQ: 730 / CK TU: 735 / EXP FICO: 721 / EX Vantage: 793 / Total Exposure: 112K
Message 3 of 37
Creditplz
Valued Contributor

Re: Chase "selected for you" offers preapproved?

Mine shows nothing Smiley Sad hopefully that'll change soon.. do they have set APR
Message 4 of 37
Schwartzinator
Frequent Contributor

Re: Chase "selected for you" offers preapproved?

How long before these chase offers start appearing?

Message 5 of 37
Anonymous
Not applicable

Re: Chase "selected for you" offers preapproved?

Mine showed up today

 

Chase Sapphire Preferred & Regular Freedom.  Don't need them.

Message 6 of 37
Anonymous
Not applicable

Re: Chase "selected for you" offers preapproved?

If you take them up on it, it will be a HP.

Message 7 of 37
Anonymous
Not applicable

Re: Chase "selected for you" offers preapproved?

IMG_0151.PNGShowed up today. 4 1/2 months after my last one

for the CSP. They are solid.

Message 8 of 37
CreditInspired
Super Contributor

Re: Chase "selected for you" offers preapproved?

Mine showed up today too and now I see what others were talking about when they said it had to have the green checkmark.Smiley Very Happy

 

I'm surprised I got it though because I'm definitely over the 5/24. I'm at 6/24 and that's why I'm in the garden. But I'm staying in the garden so no applying for me. Now, if it had been a SP, you wouldn't have been able to stop me from pulling the trigger. 

 

This is my second 0% offer this month from a CCC -- the first one from NFCU. I'm feeling pretty good about my credit profile that they're coming to me. Smiley Happy


|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 9 of 37
vooreskie
Valued Member

Re: Chase "selected for you" offers preapproved?

CreditInspired, just as a DP the Chase offers with a green check mark are solid and override the 5/24 rule. You're in the garden but if youre wanting something they've got to offer you then go for it.
Message 10 of 37
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