Chase "selected for you" offers preapproved?

[Anonymous]

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@Anonymous wrote:
Also, they're showing a 20.49% APR on my offer for the CSP, is y'alls similar?

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Yep. Same here.

[Anonymous]

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@Anonymous wrote:
Also, they're showing a 20.49% APR on my offer for the CSP, is y'alls similar?

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If you have a green check mark on your offers tab it is a solid preapproval whether you are 5/24 or 20/24. The only way it would change is if something drastically changed on your credit files since they did the SP for the pre approval.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:
Also, they're showing a 20.49% APR on my offer for the CSP, is y'alls similar?

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If you have a green check mark on your offers tab it is a solid preapproval wthether you are 5/24 or 20/24. The only way it would change is if something drastically changed on your credit files since the did the SP for the pre approval.

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Does anyone know the criteria for breaking the 5/24 rule? Obviously, current customers are receiving the offers. Is it based on having an established positive relationship with Chase?

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:
Also, they're showing a 20.49% APR on my offer for the CSP, is y'alls similar?

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If you have a green check mark on your offers tab it is a solid preapproval wthether you are 5/24 or 20/24. The only way it would change is if something drastically changed on your credit files since the did the SP for the pre approval.

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Does anyone know the criteria for breaking the 5/24 rule? Obviously, current customers are receiving the offers. Is it based on having an established positive relationship with Chase?

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YES, based on your relationship with Chase.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:
Also, they're showing a 20.49% APR on my offer for the CSP, is y'alls similar?

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If you have a green check mark on your offers tab it is a solid preapproval wthether you are 5/24 or 20/24. The only way it would change is if something drastically changed on your credit files since the did the SP for the pre approval.

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Does anyone know the criteria for breaking the 5/24 rule? Obviously, current customers are receiving the offers. Is it based on having an established positive relationship with Chase?

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YES, based on your relationship with Chase.

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Hmm.. interesting. I'll break out of being over 5/24 in June this year. I wonder if that would set me up with better terms for an approval. I've been off the forums recently, so this is all brand new to me!!

[AllCredit]

During the CSR frenzy (when it was still 100K sign up bonus) people were going in-branch to check for a pre-qual, many did not have a exisiting relationship.

[Anonymous]

Hell, if Donny says it, that's the golden truth!!

[Anonymous]

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@Anonymous wrote:
Hell, if Donny says it, that's the golden truth!!

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I'm glad you see it that way. I can't agree more.

I have the CSP and Regular Freedom offers right now. But I honestly don't need them. I had the Slate offer 6 months ago and took it. At that time I was around 17/24. Approved for $6200 instantly. 3 months later closed it and put the limit on my CFU.

[Anonymous]

You must have a stronger profile than I because Chase wouldn't do that for me between my Slate and Freedom... I haven't tried in a while though...

[Anonymous]

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@Anonymous wrote:
You must have a stronger profile than I because Chase wouldn't do that for me between my Slate and Freedom... I haven't tried in a while though...

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I do have a stronger profile than you do, that's why I was approved and you were not.

I made sure there were no transactions for 30 days, called Chase, requested to transfer my limit to my FU. It took less than 3 minutes.

No if's and's & but's.