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Citi AAdvantage Invitation Code = Prequal?

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Contributor

Citi AAdvantage Invitation Code = Prequal?

I fly AA a bit, so this would be an advantageous card for me to have.  I have every intention of getting it some day.  Today, I received an e-mail from AA with an invitation code to apply for the AAdvantage Platinum Select with a 50,000 mile bonus offer.  Is that a pre-qualification for the card or is it just a "Oh, we see you're a frequent flier -- apply for this card you MIGHT get!"?

 

I'm in the garden at the moment, though, so I'm not interested in applying for new cards for another few months, at least.  Just curious.

 

Thanks Smiley Happy






AMEX 12000 / PenFed 7500 / NFCU 3000 / CO 1500 / Disco 1300 / CareCredit 6000

EX8 683 / TU8 725 / EQ8 728
Message 1 of 12
11 REPLIES 11
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Moderator

Re: Citi AAdvantage Invitation Code = Prequal?

The code is simply tied to an "invitation to apply" marketing solicitation similar to "pre-selected" ones that are usually sent from a third party provider on behalf of Citi and the AAdvantage program.  It is not a pre-approved or pre-qualified offer.

Message 2 of 12
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Contributor

Re: Citi AAdvantage Invitation Code = Prequal?


@FinStar wrote:

The code is simply tied to an "invitation to apply" marketing solicitation similar to "pre-selected" ones that are usually sent from a third party provider on behalf of Citi and the AAdvantage program.  It is not a pre-approved or pre-qualified offer.


Figured as much. Smiley Happy All good.  AMEX is prequalifying the crap outta me right now.  Maybe I'll just get that Delta Gold in a couple of months instead. 






AMEX 12000 / PenFed 7500 / NFCU 3000 / CO 1500 / Disco 1300 / CareCredit 6000

EX8 683 / TU8 725 / EQ8 728
Message 3 of 12
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Moderator

Re: Citi AAdvantage Invitation Code = Prequal?

Keeping in mind, all things considered, if your profile is strong enough (or fairly solid), there's nothing that would prevent you from applying through one of these "invites" and still able to get an approval.

Message 4 of 12
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Regular Contributor

Re: Citi AAdvantage Invitation Code = Prequal?

Keep gardening and resist the temptation of an invitation e-mail (or two, or three or several...) When it really gets interesting is when they send you the pre-selected invitation mailers with a fixed APR and the sign-up bonus is higher than the offer on the site.  That's how I got trapped! Smiley LOL

 

If you have elite status with AA already, you can be patient - the travel perks with status are better than what you'd get with the Platinum Select.  The card does, however, come with the suite of Citi purchase and travel benefits that have few peers, so when you really think hard about applying just make sure the overall product meets your needs.

Message 5 of 12
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New Contributor

Re: Citi AAdvantage Invitation Code = Prequal?

I keep getting an email for 60k +5k offer for the platinum select with an “exclusive” reservation code. No 24 month language. Too bad I don’t really fly much unless I need to go to a funeral, so not much use to me.

I would try the citi prequalified link and see if anything comes up there before you apply.
Message 6 of 12
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Valued Contributor

Re: Citi AAdvantage Invitation Code = Prequal?


@Kreditwuerdig wrote:

@FinStar wrote:

The code is simply tied to an "invitation to apply" marketing solicitation similar to "pre-selected" ones that are usually sent from a third party provider on behalf of Citi and the AAdvantage program.  It is not a pre-approved or pre-qualified offer.


Figured as much. Smiley Happy All good.  AMEX is prequalifying the crap outta me right now.  Maybe I'll just get that Delta Gold in a couple of months instead. 


Very smart to check here first before wasting a HP like I had!

 

However, if you were interested in it, and knew you were rapidly increasing your scores over the next few months, I would suggest joining Citi’s FICO score card. Free and only tracks for 90 days. However, I was able to get preapproval through that instead of getting of Citi’s website preapprovals area. Go figure! Once I got all of Citi cards showing (including AA gold) I went after Citi Costco first (at the warehouse) where I app/approved.  Two weeks later I went after AAdvantage Platinum and was approved. 

 

I did this right after we closed on our house so my scores were pretty sweet to now. However the technique might help you out. 



9/16/17 FICO 9 TU-661 EQ-648 EX-607
12/27/17 FICO9 TU-706 EQ-672 EX-690
3/16/18 FICO9 TU-700 EQ-669 EX-716
6/26/18 FICO9 TU-750, EQ-672, EX-789


Message 7 of 12
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Established Contributor

Re: Citi AAdvantage Invitation Code = Prequal?


@SomewhereIn505 wrote:

@Kreditwuerdig wrote:

@FinStar wrote:

The code is simply tied to an "invitation to apply" marketing solicitation similar to "pre-selected" ones that are usually sent from a third party provider on behalf of Citi and the AAdvantage program.  It is not a pre-approved or pre-qualified offer.


Figured as much. Smiley Happy All good.  AMEX is prequalifying the crap outta me right now.  Maybe I'll just get that Delta Gold in a couple of months instead. 


Very smart to check here first before wasting a HP like I had!

 

However, if you were interested in it, and knew you were rapidly increasing your scores over the next few months, I would suggest joining Citi’s FICO score card. Free and only tracks for 90 days. However, I was able to get preapproval through that instead of getting of Citi’s website preapprovals area. Go figure! Once I got all of Citi cards showing (including AA gold) I went after Citi Costco first (at the warehouse) where I app/approved.  Two weeks later I went after AAdvantage Platinum and was approved. 

 

I did this right after we closed on our house so my scores were pretty sweet to now. However the technique might help you out. 


Unfortunately, Citi no longer offers its FICO scorecard (unless you already have a card and then they offer a free FICO score). 

Chase Sapphire Reserve 18.5k
Chase Freedom 11.7k
American Express Bonvoy Brilliant 22.5k
American Express Bonvoy Business 10k
Barclays Aviator Red 4k
Citi Double Cash 13.5k
Amazon Store Card 10k

Fico 8s as of 11/1/2020:






Message 8 of 12
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Valued Contributor

Re: Citi AAdvantage Invitation Code = Prequal?


@Drwaz99 wrote:

@SomewhereIn505 wrote:

@Kreditwuerdig wrote:

@FinStar wrote:

The code is simply tied to an "invitation to apply" marketing solicitation similar to "pre-selected" ones that are usually sent from a third party provider on behalf of Citi and the AAdvantage program.  It is not a pre-approved or pre-qualified offer.


Figured as much. Smiley Happy All good.  AMEX is prequalifying the crap outta me right now.  Maybe I'll just get that Delta Gold in a couple of months instead. 


Very smart to check here first before wasting a HP like I had!

 

However, if you were interested in it, and knew you were rapidly increasing your scores over the next few months, I would suggest joining Citi’s FICO score card. Free and only tracks for 90 days. However, I was able to get preapproval through that instead of getting of Citi’s website preapprovals area. Go figure! Once I got all of Citi cards showing (including AA gold) I went after Citi Costco first (at the warehouse) where I app/approved.  Two weeks later I went after AAdvantage Platinum and was approved. 

 

I did this right after we closed on our house so my scores were pretty sweet to now. However the technique might help you out. 


Unfortunately, Citi no longer offers its FICO scorecard (unless you already have a card and then they offer a free FICO score). 


Boo Citi! Sorry OP! I hoped this would have helped you out!


9/16/17 FICO 9 TU-661 EQ-648 EX-607
12/27/17 FICO9 TU-706 EQ-672 EX-690
3/16/18 FICO9 TU-700 EQ-669 EX-716
6/26/18 FICO9 TU-750, EQ-672, EX-789


Message 9 of 12
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Community Leader
Super Contributor

Re: Citi AAdvantage Invitation Code = Prequal?

To put things in context with these Citi AA mailers, both physical and email,  my dog gets them. 

 

The real value comes from physical mailings with a 9 digit code and no 24 month language.   Those can be used (nowadays, only once) even the applicant was not the original recipient of the mailer and they bypass the normal 24 month bonus restrictions. 



(10/2020)
FICO 8 (EX) 810 (TU) 805 (EQ) 794
FICO 9 (EX) 835 (TU) 822 (EQ) 828

$1M+ club

Artist formerly known as ColdFusion
Message 10 of 12
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