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I requested a Citi CLI and got denied due too many new accounts. Depsite spending well over 20K on the card in my first 8 months of having the card. Any tips on getting a CLI outside of high spend and large payments which I already am doing. How long to wait before I might be eligible. EQ 9 782
@Harvey26 wrote:I requested a Citi CLI and got denied due too many new accounts. Depsite spending well over 20K on the card in my first 8 months of having the card. Any tips on getting a CLI outside of high spend and large payments which I already am doing. How long to wait before I might be eligible. EQ 9 782
Was this cli attempt sp or hp?
@AverageJoesCredit wrote:
@Harvey26 wrote:I requested a Citi CLI and got denied due too many new accounts. Depsite spending well over 20K on the card in my first 8 months of having the card. Any tips on getting a CLI outside of high spend and large payments which I already am doing. How long to wait before I might be eligible. EQ 9 782
Was this cli attempt sp or hp?
In my experience, Citi CLIs are always SP. Is this not their common practice?
@Remi1 wrote:
@AverageJoesCredit wrote:
@Harvey26 wrote:I requested a Citi CLI and got denied due too many new accounts. Depsite spending well over 20K on the card in my first 8 months of having the card. Any tips on getting a CLI outside of high spend and large payments which I already am doing. How long to wait before I might be eligible. EQ 9 782
Was this cli attempt sp or hp?
In my experience, Citi CLIs are always SP. Is this not their common practice?
Not always. Citi can provide the option for a SP CLI *if* the account is eligible. Otherwise, there's the option to request it via HP if the SP language isn't present.
Not sure this applies to you, but IME, they *said* they were denying my CLI requests for too many new accounts, but I also happened to be carrying a balance on my Citi cards (don't remeber the amount... maybe $2k?). When I paid that down to zero, they immediately started approving CLI's, despite the fact that my new accounts were still present.
@Harvey26 Does Citi allow recons? If so, have you tried to call and speak with a Customer Service Representative? Wishing you success in obtaining your requested Citi CLI.
@Curious_George2 Nope not carrying a balance i PIF every month
@babygirl1256 Tries this they said do to the reason they could do a recon I even said they could do a HP
My DPs on Citi Simplicity Card:
Opened 8/2019 with SL of $6,900
Did a balance transfer of $2,800 to card
Paid $150 monthly for 18+ months
Asked for CLI on 2/2020 - SL raised to $10,900
Asked for CLI on 12/2020 - SL raised to $13,900
Last BT payment made 4/1/2020
Asked for CLI on 5/2020 - SL raised to $15,900
All were SP
Current balance $0
Multiple current BT offers
Current Fico from Citi 803
Ive opened 10 cards since this Citi card
Inquiries are high, especially on EX
Income under 75k
Citi has been good to me. WF also has been steady with CLIs. Meanwhile BofA will not give me a CLI.