I don't recall the exact wording but I was looking at the verbage on the request credit limit increase page. On the page where it asks for income & mortgage payment amount it said something like 'based on your responses, you could get an instant cli without a credit report pull' . Note, those are not quotation marks because I don't remember exact wording, but it's the gist of it. I don't want to ask for cli if not a soft pull. If I hit submit, will they ask for permission if not instant? I appreciate the guidance.
Homeowner Again as of July 17, 2014. Thanks to the VA and NFCU. FICOs EQ - 786/EX - 782/TU - 778/Quicksilver $3,500 / Cred 1 $2,875 / 1st Natl $4,250/ Kohls Visa $5k / Mercury MC $5,850 / NFCU Visa Sig Cash Rew $27k/ Lowes $25k / Best Buy Visa $11k/ NFCU LOC $15k / Walmart MC $7.5k / Chase Freedom Unlimited $1,500 / Discover IT $27,000 / Discover IT Chrome $21,500 / Citi DC $7,300 / AMEX Blue Cash Preferred $17,500 / Citi Simplicity $18,500 / Citi Premier $8,200 / Care Credit $10k/ AMEX Gold - NSL / Chase Sapphire Preferred $20,500