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Citi Thank You Mastercard CLI, HP or SP?

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shane1978
Regular Contributor

Citi Thank You Mastercard CLI, HP or SP?

Does anyone know if requesting a CLI is a HP or SP?

Message 1 of 7
6 REPLIES 6
DeeBee78
Valued Contributor

Re: Citi Thank You Mastercard CLI, HP or SP?

It tells you when you request the CLI.

 

Credit report WILL be obtained: HP

Credit report WILL NOT be obtained: SP

Message 2 of 7
GZG
Senior Contributor

Re: Citi Thank You Mastercard CLI, HP or SP?


@DeeBee78 wrote:

It tells you when you request the CLI.

 

Credit report WILL be obtained: HP

Credit report WILL NOT be obtained: SP


on the TY card?

 

it certainly has never told me, it's just a blind click that leads to an instant submission of the request, there's no confirmation or anything. the SYW card did the same thing.

 

if you click the 'credit line increase' button, it just submits a request for you automatically, it's always been a SP for me though

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Current FICO 8:



Message 3 of 7
DeeBee78
Valued Contributor

Re: Citi Thank You Mastercard CLI, HP or SP?


@GZG wrote:

@DeeBee78 wrote:

It tells you when you request the CLI.

 

Credit report WILL be obtained: HP

Credit report WILL NOT be obtained: SP


on the TY card?

 

it certainly has never told me, it's just a blind click that leads to an instant submission of the request, there's no confirmation or anything. the SYW card did the same thing.

 

if you click the 'credit line increase' button, it just submits a request for you automatically, it's always been a SP for me though


On my Double Cash, it shows the specific HP/SP language. Since the Thank You card isn't co-branded like the SYW card, I assume the same HP/SP language would be there. 

Message 4 of 7
Mervin
New Visitor

Re: Citi Thank You Mastercard CLI, HP or SP?

If there’s no notice about a hard pull, it’s soft. It might be different if you call to request one though.

Message 5 of 7
burrissa
Established Member

Re: Citi Thank You Mastercard CLI, HP or SP?

Mine was a soft pull while still being a SYW card just before changing over. Requested a CLI six months after having the card. Approved and went from 4500 to 8000.

Message 6 of 7
okurosetta
Frequent Contributor

Re: Citi Thank You Mastercard CLI, HP or SP?

I got one without a hard pull (link), but since the ThankYou Mastercard is with Citi Retail Services, I believe it will be hit or miss.

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Message 7 of 7
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