Comenity Cards

[Anonymous]

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@Anonymous wrote:

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@credit_endurance wrote:

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@Anonymous wrote:

Guess I will have to see what happens at end of November when I try for CLI on Total Rewards Visa. After my Barneys CLI to $45,700 recently, I was feeling encouraged.

I also wonder if Comenity is tying CLI's more to usage now? I use my card every month for a few small purchases, but not sure if those not receiving CLI's are using the card or not using the card. I do know that in the past usage was not a factor, but that may be different now.

Just speculating and trying to figure out with everyone else what may be going on.

Is it even possible to try a CLI with robolady on the Mastercards and Visas, or are those online only? I've only ever gotten CLI's online with Total Rewards Visa. Conversely, Barneys would never once give me a CLI online using the button, but always yielded success with robolady. I don't believe robolady is an option with Visas and Mastercards, however.

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You may be on to something humu. I havent used my Overstock and Wayfair cards in the last 6 months but still recieved my monthly cli's up unti this month. But did make a purchase on my Jcrew card last month made my payment and as soon as the statement cut tried a cli increase and if gave me one on regular schedule 31 days out.

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Well I use my NY&CO card every month and I got the message as well. I'm only at $2200 with them. I might see it because I'm attempting to try early. I'm going to wait and see what happens on Nov 30th. 

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Here might be the opposite of your idea.   The only card not getting regular use is my Overstock card and its the only one without that message.  So who knows!!

[Anonymous]

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@Ysettle4 wrote:

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@CreditMagic7 wrote:

Is this the message you guys and girls have been seeing too?

I keep a strict schedule on the 4 month plus a day SP CLI Request but this is all I see anymore.

(2) Comenity bankcards over 1 year with reasonable usage and always PIF.

Should I let a balance post maybe to draw a SP CLI again?

This is the first time those 2 cards didn't get one and their limits are 4300 & 6300 respectively.

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You're not the only one. I've been getting that on my TR Visa. it's current line is $25,500 so I suspect comenity will not extend any more to me.

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Ysettle, have you been using the card monthly? Thanks.

[Ysettle4]

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@Anonymous wrote:

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@Ysettle4 wrote:

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@CreditMagic7 wrote:

Is this the message you guys and girls have been seeing too?

I keep a strict schedule on the 4 month plus a day SP CLI Request but this is all I see anymore.

(2) Comenity bankcards over 1 year with reasonable usage and always PIF.

Should I let a balance post maybe to draw a SP CLI again?

This is the first time those 2 cards didn't get one and their limits are 4300 & 6300 respectively.

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You're not the only one. I've been getting that on my TR Visa. it's current line is $25,500 so I suspect comenity will not extend any more to me.

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Ysettle, have you been using the card monthly? Thanks.

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Every month and I leave small balances as well (roughly $500 - $700). Last statement, I left a $100 balance.

[CreditMagic7]

Tried again today.

Same result.

Have to wait until next month and the next statement cut to see where this is.

[Anonymous]

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@CreditMagic7 wrote:

Tried again today.

Same result.

Have to wait until next month and the next statement cut to see where this is.

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CM7.

Got that message with JCrew last week.  Currently at $17K with them.  Figured that I'm at a level with them that I'll no longer get anymore increases.  Overstock has only given me increases every 2-3 months, so I figure no more increases for me in that direction either.  Pottery Barn did give me an incrase from $8k to $9.5K.  I would like to hopefully get 1 more increase with Pottery Barn to $11K as there is a bed and armoire I would like to purchase for my daughter.

[CreditMagic7]

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@Anonymous wrote:

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@CreditMagic7 wrote:

Tried again today.

Same result.

Have to wait until next month and the next statement cut to see where this is.

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CM7.

Got that message with JCrew last week.  Currently at $17K with them.  Figured that I'm at a level with them that I'll no longer get anymore increases.  Overstock has only given me increases every 2-3 months, so I figure no more increases for me in that direction either.  Pottery Barn did give me an incrase from $8k to $9.5K.  I would like to hopefully get 1 more increase with Pottery Barn to $11K as there is a bed and armoire I would like to purchase for my daughter.

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Yeah, what I wonder is that with more than just a few members sharing same results lately, if Comentiy has a similar maximum exposure limit like Synchrony (or some new one) across all of their cards.

[someg33k]

I recently got the Pottery Barn card and saw that same message. So I called the automated number and got a 2K bump that way.

My Williams Sonoma VISA has that same message, and when I tried the phone system it tried to transfer me to a CSR.

[CreditMagic7]

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@someg33k wrote:

I recently got the Pottery Barn card and saw that same message. So I called the automated number and got a 2K bump that way.

My Williams Sonoma VISA has that same message, and when I tried the phone system it tried to transfer me to a CSR.

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Thanks for sharing your result.

So seems the store cards can still get a bump via the auto phone call but not the Visa Cards.

[Anonymous]

CM7, can you even do autolady CLI with the Visas and Mastercards?

I know that autolady can work with the store cards, but I haven't called in probably 9 months re/ my Comenity Visas. I seem to remember the last time I did, that it tried to connect me to a live person, so I hung up.

[Dalmus]

JCrew, Wayfair and Overstock just gave me the usual $300 bump this week when I hit the button.  (I'm on $5.8K, $2.1K and $2.7K respectively)

Sportsman's Guide just gave me a bump when I hit the CLI button.  That was about 5 months after they gave me an auto CLI.

I haven't tried HSN, Fashion Bug or Express for several months...  they are on my scrap list as soon as I get around to calling in and closing, so I don't want to get used to having the extra padding for util.