My Overstock has never reported anything other than the initial credit line. Of course, that might be because I've never used it. 
@CreditMagic7 wrote:Yeah their doing it again.
It's been a few months since i last ordered anything thru Overstock. Well this month they didn't report in the week they normally do OR the week after. This is a classic tactic Comenity uses to force a PUSH to use that card. I guess i can see their point. They have agreements with certain many retailers and they want a steady useage flow and when you go something like 90 days without a purchase/sale (at least on my Overstock) they withhold reporting after that month or months until a new useage triggers.
Interesting concept i have to admit. I since made some new purchases to get the reporting back on track again,
What drama
I'm not sure that I understand. Is it a concern because you have received CLI and it's not reporting for non usage? If that is the case, yes I can related, they want some activity. But if your CL hasn't changed and they aren't generating a statement due to no activity, your credit line is still valid and recognized/counted by the bureaus. Thanks!
@ >No worries! the Main reason why this is a problem for me (is) i look @ Utilization i don't look at my scores i don't care about my balances or my limits (in general).. i get so upset when they say i'm at 15%.. when i know i'm at 5-7% thats a big diff: THAT IS THE CREDIT REPORTING AGENCY not the lender, same thing with you and others ... looking for / @ other info( balances & credit lines updated) don't get me Wrong i'm not sticking up for the the lenders.. but we have to blame someone, it's costing some people denials. be well > Creditmagic.. thanks for the kudos <> btw.
@CreditMagic7 wrote:
@bodyboy1 wrote:@> I Was just talking about this the other day in Credit card Approvals.. it's being reported every month by law it has to... the dumb stupid idiot CREDIT REPORTING AGENCY'S ARE NOT UPDATING THE INFORMATION FAST ENOUGH! > i hate them! depending on which state you live in it's fast or HORRIBLY SLOW.. a lott of people Confuse this....>> thinking Limits/balances are not updated fast enough and its the lender... it's Not @ least Not all the Time, i know for sure, that what you are looking at is Not Comenity's fault, it's the Reporting Agency... Not Updating info fast enough,> please tell me it's not trans union>/?
@ddemari wrote:
Since my reports show the limit at 7000 and the card is at 9000 now they haven't reported since August or July granted I can look to see exact lol
100% CORRECT!
I was going off my EQ reports when i opened this topic about it not reporting.
Well turns out today i pulled Experian and low and behold Comenity Overstock DID INDEED REPORT on Oct 12 which is the usual reporting date. So it seems it wasn't Comenity after all but the EQUIFAX is not updating the reporting or whatever.
Thanks bodyboy1 for touching on this topic with your own experience. Either Comenity skipped reporting to EQ or else EQ is the slacker.
I tend to lean toward the ladder because on further review there were other of my cards that also are not showing reporting to EQ this month.
@CreditMagic7 wrote:
@bodyboy1 wrote:@> I Was just talking about this the other day in Credit card Approvals.. it's being reported every month by law it has to... the CREDIT REPORTING AGENCY'S ARE NOT UPDATING THE INFORMATION FAST ENOUGH! > i hate them! depending on which state you live in it's fast or HORRIBLY SLOW.. a lott of people Confuse this....>> thinking Limits/balances are not updated fast enough and its the lender... it's Not @ least Not all the Time, i know for sure, that what you are looking at is Not Comenity's fault, it's the Reporting Agency... Not Updating info fast enough,> please tell me it's not trans union>/?
@ddemari wrote:
Since my reports show the limit at 7000 and the card is at 9000 now they haven't reported since August or July granted I can look to see exact lol
100% CORRECT!
I was going off my EQ reports when i opened this topic about it not reporting.
Well turns out today i pulled Experian and low and behold Comenity Overstock DID INDEED REPORT on Oct 12 which is the usual reporting date. So it seems it wasn't Comenity after all but the EQUIFAX is not updating the reporting or whatever.
Thanks bodyboy1 for touching on this topic with your own experience. Either Comenity skipped reporting to EQ or else EQ is the slacker.
I tend to lean toward the ladder because on further review there were other of my cards that also are not showing reporting to EQ this month.
I seriously doubt there is a one-size-fits-all reason for Comenity's terrible updating, and what may be true for one person isn't necessarily correct for another.
Comenity hasn't updated my Overstock limit since June 11th, 2015. I'll dance naked in the street if it's a EQ/EX/TU issue.
@bodyboy1 wrote:> well get ready to Dance! who said anything about, 1 size fit's all!? > everyone is Diff: it goes By the state you live in! (Mod Cut-NonFSR) I call, i ask Questions! > this has been going on long before there Was a Comenity! BY LAW every month all Lenders are required to submit information to all of the 3 Major credit Bureaus & others as well, in doing so the Credit reporting agency's are not reporting imformation In a timely fashion FOR YEARS! (Mod Cut-NonFSR) Call Comenity ask them / Yell at them say what happened you haven't updated me since Whatever> see what they say. > it's trans union. it's Equfax it's experian Not updating the info fast enough! > they Can't they have been working on it for a decade> don't you understand?> this is a Big problem.. call all you r Banks (Mod Cut-NonFSR)> purchases.. payments.. credit limits/BALANCES refunds exchanges requests non payments overlimits all happens in miliseconds it's not the Lender <> it is the reporting Agencys Not being able to keep up! <> that's 1 Main reason.. people charge & pay in full before bill cut off! it takes time for your reports to update ?SOMETIMES VERY QUICKLY!(sometimes) uggh! > and another thing> why would you doubt the lender<> u sound disgusted with Comenity (terrible updating) you don't like them leave them/ cut up your cards > What you do is put the reporting agencys on Notice.. you complain. all 3 of them can't get my Utilization right for a long time/ IT'S NOT THE LENDERS!> i hear Music in the streets!
@DeeBee78 wrote:
@CreditMagic7 wrote:
@bodyboy1 wrote:@> I Was just talking about this the other day in Credit card Approvals.. it's being reported every month by law it has to... the dumb stupid idiot CREDIT REPORTING AGENCY'S ARE NOT UPDATING THE INFORMATION FAST ENOUGH! > i hate them! depending on which state you live in it's fast or HORRIBLY SLOW.. a lott of people Confuse this....>> thinking Limits/balances are not updated fast enough and its the lender... it's Not @ least Not all the Time, i know for sure, that what you are looking at is Not Comenity's fault, it's the Reporting Agency... Not Updating info fast enough,> please tell me it's not trans union>/?
@ddemari wrote:
Since my reports show the limit at 7000 and the card is at 9000 now they haven't reported since August or July granted I can look to see exact lol
100% CORRECT!
I was going off my EQ reports when i opened this topic about it not reporting.
Well turns out today i pulled Experian and low and behold Comenity Overstock DID INDEED REPORT on Oct 12 which is the usual reporting date. So it seems it wasn't Comenity after all but the EQUIFAX is not updating the reporting or whatever.
Thanks bodyboy1 for touching on this topic with your own experience. Either Comenity skipped reporting to EQ or else EQ is the slacker.
I tend to lean toward the ladder because on further review there were other of my cards that also are not showing reporting to EQ this month.
I seriously doubt there is a one-size-fits-all reason for Comenity's terrible updating, and what may be true for one person isn't necessarily correct for another.
Comenity hasn't updated my Overstock limit since June 11th, 2015. I'll dance naked in the street if it's a EQ/EX/TU issue.
Wow, that was hard to read...
I stand by my statements. My Comenity (and Comenity alone) accounts do not update with ALL THREE bureaus, not just one. I have several accounts that do not update without active usage, on all three bureaus. iComfort hasn't updated since May 27th.
So you can say it's the bureaus, but clearly it's not.