@JenW83 wrote:
I recently applied for a J Crew card, and got the "we're reviewing your application". I found this odd, as I knew my credit score was high enough to be approved.
I got a letter in the postal mail today saying that they could continue my application, but I had to send identity verification items: Drivers license and or Passport, SSN Card, and a recent utility bill.
I want to continue the app process, but am a little nervous about sending all this via email. Has anyone else gone through this process? I just want to make sure this is legitimate. This is a lot of personal information!
Just keep in mind that a credit score alone isn't the only criteria for getting approved. Plenty of other factors are involved, especially if there is a mismatch somewhere.
Did they request the documents to be sent via email or standard mail? If it's coming from Alliance Data Systems, yes it is legit. There should be a number on the letter where you can contact them to see whether you could fax or provide them the information in a more secure way if you have some apprehension on sending them via email.
