Consider NASA...questions

[lord_kinbote]

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@mike929929 wrote:

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@mike929929 wrote:

Well after one day of PENDING status I got an email of approval and status is APPROVED!

Congratulations!  Your Credit Card application has been approved! 

Credit Card Approval Details:

Card Type: Visa Platinum-Advantage Rewards

Credit Line Amount: $ 30,000.00

Rate: 10.900% APR

Minimum Payment: 2% of your total balance, or $25, whichever is greater

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Congrats! if you don't mind me asking, what's your AAoA? What is your highest CL (other than NASA)? 

From my 9/10/14 report.  I actually had credit when i was 18 with USAF but I never got it to show up.  I believe that would have helped me tremedously.  I also made mistakes like closing accounts in good standing.  I wasn't on the forums back then, so Ignorance was abound.

@Anonymous Ameriprise World Elite MasterCard is/was my highest CL @ 10.5k.  However, I will now go through and request CLIs.

YOUR OLDEST ACCOUNT WAS OPENED

9 Years, 2 Months ago

FICO High Achievers opened their oldest account 25 years ago, on average.

AVERAGE AGE OF YOUR ACCOUNTS

5 years

Most FICO High Achievers have an average age of accounts of 11 years or more.

 

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Which report shows the information about FICO High Achievers?  I pulled a CR from myfico.com but it does not contain said information.  Thanks in advance for the help.

[CreditCuriosity]

MyFico has the info on the reports under one of the tabs for all 3 bureaus.

[lord_kinbote]

Thanks, I would double check my report again.

[spydergto]

I was approved for 5k with nasa , got the email asking for pay stubs and address verification , yesterday i sent in the data for the savings account but the website still says pending documents , however the time cards i sent in should get me way more than 5 k lol , wonder if they can see the other 2 cards i just got that are not reported yet ? just went from 3.5k to 25k 

[Anonymous]

I got instant approval for the membership and I got the 2-3 day message on the CC. That kind of sucks. My credit scores are in the 810+ for all three bureaus. What annual income have you all been saying to get such high credit limits? Mine is around 50k. I have never been late on a payment and have no negative marks on my credit report. I have many open CC's and utilization is around 2-3% which I PIF monthly.

[Anonymous]

My app seems to be stuck in pending. I applied last week and monday morning submitted pay-stubs and corrected my income. Now its been stuck in pending ever since then. I think iots probably too late by now, If they do another soft pull they will see i have a new $4k limit card and 3K loan.

[Firehorse]

I first cancelled my app for a CC and the loan officer said that they already did an HP for my report so I told them to go ahead. (I'm only seeing a SP on EX btw... so I don't think they even know) But I decided if I get approved that this CC would be a good SD and rainy day card to have.

The loan officer told me "okay great, give the UW at least 2 days to get back to us." Mine still says CANCELLED. That UI appears to be all manually done by loan officers. And prone to human error. They may still be working behind the scenes regardless of the status.

Oh, and I am with SFPCU too, same interface. I was approved for a $5k CC with them over a week ago. Status still says PENDING yet the CC account is showing in my panel.

I'm also getting a SPL for $500 to get an installment reporting. 3.1% for 60 mos.

I'll let you know what happens.

** edit for typo

[ibmrad7]

Anyone here who isn't a GC or Citizen? I just got declined with reason: Temporary Resident :-(

[FinStar]

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@Anonymous wrote:

My app seems to be stuck in pending. I applied last week and monday morning submitted pay-stubs and corrected my income. Now its been stuck in pending ever since then. I think iots probably too late by now, If they do another soft pull they will see i have a new $4k limit card and 3K loan.

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Mine took about 2 weeks and finally got funded today so don't feel bad.  It will take patience for those folks who fell through the crack whose profiles are being more scrutinized.  There was a glitch in their system like the week before all the NASA brouhaha unfolded with the application frenzy so one application got automatically cancelled and they had to manually regenerate another one.  The new one stayed in Pending for a while then switched to Incomplete, then Referred, then Pending > Approved (contingent on verification docs), then went back to Pending, then Approved (Ready for funding) and finally Approved (Funded) this afternoon after signing via DocuSign.

[juggalo9er]

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@FinStar wrote:

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@Anonymous wrote:

My app seems to be stuck in pending. I applied last week and monday morning submitted pay-stubs and corrected my income. Now its been stuck in pending ever since then. I think iots probably too late by now, If they do another soft pull they will see i have a new $4k limit card and 3K loan.

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Mine took about 2 weeks and finally got funded today so don't feel bad.  It will take patience for those folks who fell through the crack whose profiles are being more scrutinized.  There was a glitch in their system like the week before all the NASA brouhaha unfolded with the application frenzy so one application got automatically cancelled and they had to manually regenerate another one.  The new one stayed in Pending for a while then switched to Incomplete, then Referred, then Pending > Approved (contingent on verification docs), then went back to Pending, then Approved (Ready for funding) and finally Approved (Funded) this afternoon after signing via DocuSign.

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how long did it take to go from ready for funding to funded? also what if anything did you have to do after it was funded?