Consider NASA...questions

[lhcole77]

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@hawaii-girl wrote:

I'll be holding my breath for quite a while, I guess... 

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Like this?

[MadTechnologist]

well I just app'ed on Monday, foolish mistake for not remembering it was Columbus day and the banks/CUs were closed, and found out today they denied me. Called in and asked, and they said because of BK back in 2012. So from what I understand, I should send them a secure message for a recon, right?

[dlh4244]

Received my pin in the mail today, still no card. Funded 9/29.

[juggalo9er]

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@MadTechnologist wrote:

well I just app'ed on Monday, foolish mistake for not remembering it was Columbus day and the banks/CUs were closed, and found out today they denied me. Called in and asked, and they said because of BK back in 2012. So from what I understand, I should send them a secure message for a recon, right?

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as long as you have 24 clean months of reestablished credit post discharge then recon by all means

[MadTechnologist]

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@juggalo9er wrote:

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@MadTechnologist wrote:

well I just app'ed on Monday, foolish mistake for not remembering it was Columbus day and the banks/CUs were closed, and found out today they denied me. Called in and asked, and they said because of BK back in 2012. So from what I understand, I should send them a secure message for a recon, right?

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as long as you have 24 clean months of reestablished credit post discharge then recon by all means

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Ok, thanks for the advice/help. I haven't had any lates, collections, missed payments, or baddies on my record since the BK, so hopefully they can see and acknowlege that and give me a shot. And at this point, I don't have anything to lose, so here's hoping! 

[robbulous]

I received my card yesterday! Kind of a crappy quality card, but a 30k limit with no HP, who's complaining?

[lord_kinbote]

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@robbulous wrote:

I received my card yesterday! Kind of a crappy quality card, but a 30k limit with no HP, who's complaining?

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You are!  Ditto, the only reason I app'd for this card was to use the CL as a pry bar in connection with my other lenders.  I am about to go to to San Juan in January, so I will probably show NASA some love and charge the hotel to the card.  After that, I will just put a misc bill to charge each month and forget about it.  Definitely a SD card.

[xtdefy]

Is everyone being asked for paystubs or is it depending on how high the income is?

Also, how long after my membership is approved can I wait to apply for the cc for it to still be a soft pull? My membership was just approved but if I wait til next Wed, my utilization should be better

[Involver]

The credit line I got is > 50% of my income.  They never asked for any verification.

YMMV, of course.

[Anonymous]

I dont know how much longer I can hold out!