No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Bank of America and Amex both had me jumping for joy DESPITE toying with my OCD...
B of A Custom Cash: $25k -> $34.9k
Amex Blue: $27k -> $35k
Really starting to close in on that $200k available credit goal!














I can second the OCD on that one. So close. But nice bumps anyway.
NFCU Flagship (Daily 2% + Travel) | USAA Rewards (AoOA = 26y)
Aven Rewards (Groceries) | Chase Prime (Amazon) | Citi Custom Cash (Dining) | Elan MCP (Utilities)
EX(F8) 784 | EQ(F8) 801 | TU(F8) 800 | EQ(F9) 823 | EQ(BC8) 815
On the Radar: Langley | Kroger | AmEx | Discover
Random question for you.. how'd you get something for your profile pic outside of the avatars offered in settings?














@AirPodMax wrote:Random question for you.. how'd you get something for your profile pic outside of the avatars offered in settings?
Nice CLI's, too bad you don't win anything for it, like cold cash in the bank account. A bit excessive in my book, considering your elevated category reward on the CCR is capped at 2.5k per qtr/spend. No more than 9k CL needed max. AMEX is outside my spending needs to make sense.
Community Ranks - myFICO® Forums - 6635265
Your still a couple ranks short of making your own profile pick.



Citi:

US Bank:

Chase:
Aven:
RH:
Spend: Less than 10k per year organic (frugal). MS varies, can be more significant.
(July of 26) Scorecard: Clean, Thick, Mature (Always PIF)
HP's: EQ 1/6, 1/12, 7/24 | TU 1/6, 4/12, 8/24 | EX 0/6, 3/12, 10/24
New Accounts: 2/6, 8/12, 11/24
Congratulations on your CLIs! Very nice! 🎉
Current FICO 8:
TCL: $265,710

























On the chopping block:


Wish List (probably 7/2026):

Congrats!! Did you do anything special/has anything changed?
Thank you!! Big change, by the grace of God, my wife and I were able to get a mortgage and get our first home in Feb!














Very nice. Congrats on your increases.







Congrats! Can't wait to get there myself!