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Couple Huge Increases!

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AirPodMax
Valued Member

Couple Huge Increases!

 

Bank of America and Amex both had me jumping for joy DESPITE toying with my OCD... 

B of A Custom Cash: $25k -> $34.9k

Amex Blue: $27k -> $35k

 

Really starting to close in on that $200k available credit goal!

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Utilization:

Current FICO® Score 8:

MyFICO Forums:
Message 1 of 9
8 REPLIES 8
Vinjints
Established Contributor

Re: Couple Huge Increases!

I can second the OCD on that one. So close. But nice bumps anyway. 

NFCU Flagship (Daily 2% + Travel) | USAA Rewards (AoOA = 26y)

Aven Rewards (Groceries) | Chase Prime (Amazon) | Citi Custom Cash (Dining) | Elan MCP (Utilities)

EX(F8) 784 | EQ(F8) 801 | TU(F8) 800 | EQ(F9) 823 | EQ(BC8) 815

On the Radar: Langley | Kroger | AmEx | Discover

Message 2 of 9
AirPodMax
Valued Member

Re: Couple Huge Increases!

Random question for you.. how'd you get something for your profile pic outside of the avatars offered in settings?



Utilization:

Current FICO® Score 8:

MyFICO Forums:
Message 3 of 9
ElvisCaprice
Established Contributor

Re: Couple Huge Increases!


@AirPodMax wrote:

Random question for you.. how'd you get something for your profile pic outside of the avatars offered in settings?


Nice CLI's, too bad you don't win anything for it, like cold cash in the bank account.  A bit excessive in my book, considering your elevated category reward on the CCR is capped at 2.5k per qtr/spend.   No more than 9k CL needed max.   AMEX is outside my spending needs to make sense.

Community Ranks - myFICO® Forums - 6635265   

Your still a couple ranks short of making your own profile pick.

BofA: Citi:US Bank:Chase:Aven:RH:

Spend: Less than 10k per year organic (frugal). MS varies, can be more significant.

(July of 26) Scorecard: Clean, Thick, Mature (Always PIF)

HP's: EQ 1/6, 1/12, 7/24 | TU 1/6, 4/12, 8/24 | EX 0/6, 3/12, 10/24

New Accounts: 2/6, 8/12, 11/24

Message 4 of 9
just1morecard
New Contributor

Re: Couple Huge Increases!

Congratulations on your CLIs!  Very nice! 🎉

Current FICO 8:



TCL: $265,710




On the chopping block:




Wish List (probably 7/2026):


Message 5 of 9
RobertS2
Established Member

Re: Couple Huge Increases!

Congrats!! Did you do anything special/has anything changed?

Message 6 of 9
AirPodMax
Valued Member

Re: Couple Huge Increases!

Thank you!! Big change, by the grace of God, my wife and I were able to get a mortgage and get our first home in Feb!



Utilization:

Current FICO® Score 8:

MyFICO Forums:
Message 7 of 9
Copenix
Frequent Contributor

Re: Couple Huge Increases!

Very nice. Congrats on your increases.

Building credit in the U.S. since January 2022

Current cards:

Total Credit Limit $117.8K | Utilization 0.9%

FICO 8s March 2026


Message 8 of 9
Nmbrcrnchr
Member

Re: Couple Huge Increases!

Congrats! Can't wait to get there myself! 

Starting Score: 700
Current Score: 800
Goal Score: 850


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