Crate and Barrel - under review 7-10 day message

[Anonymous]

I know this is for approvals but I thought you guys could help me here. 

Hi , I'm new to the boards but have been reading for a long time. I have worked on my credit for about 6 years now ( after a nasty divorce ) a lot of debt I was left with.
I am finally a bit stable. I was able to buy a house last May, I was able to finance a car I really needed but didn't want a car payment.

I applied online ( I didn't know about the credit card soft pull cart trick  )
l instantly got the 7 -10 message that I will be notified by mail. When I get my free credit reports, I don't get them all once. I had one left.. Equifax and they did pull my credit.
I got my equifax credit score which said I am a 710 -- said I was " average " 

Can anyone offer any experience with C&B ?  

[Ron1]

You might not get denied. You need to call the backdoor to verify some info.

Ron.

[Anonymous]

What is the back door ? 

[Ron1]

1-800-303-1368.

Good luck!!!

Ron.

[uswala]

Good luck!

[Anonymous]

Thank you, Ron. 

I called. There was nothing she could tell me. 

She verified some info and sent me on my way.  I'm guessing I am denied.  

That sucks. 

[Ron1]

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@Anonymous wrote:

Thank you, Ron. 

I called. There was nothing she could tell me. 

She verified some info and sent me on my way.  I'm guessing I am denied.  

That sucks. 

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Sorry to hear. .  Try to register online without the card. The system find your name if you get approved.

Ron.

[AverageJoe1970]

The Crate and Barrel card is stupid. The interest rate is extremely high and the perks, are a joke. Differed interest on purchases over $999, is really the sole benefit.

I wouldn't be bummed that you didn't get this card. The only benefit is the card looks cool - but that's it.

A card w/ cash back or other perks is much more appealing IMO.

[Anonymous]

What do your other bureaus look like. What accounts and limits do you have. A 710 score is pretty good if you don't have any baddies on your other bureaus.

[tempusfugit123]

If you get denied then that is ridiculous. I was approved for the card with a 620ish score and 60% uti. I do have several comentiy cards though.