@Anonymous wrote:I have never had a card from Credit One and have no knowledge of their practices one way or the other. I do have a problem with some of the attitudes toward the company. I see all sorts of negative posts against them. I am sure some of those people have had negative experiences with the company (and many are just repeating what they've read here). I also know that some board members have had cards there because it was their only option. Apparently it makes some people feel superior in some way to trash the company for no reason. If they sent you a preapproval and you are not interested (I have received them and not been interested), then do the adult thing and trash it. It is extremely juvenile to call and tell the person who answers the phone how beneath you the company is. I can almost guarantee that person didn't send you the offer, set your offered limit, or set the card's fees. That person is doing a job or at least trying. The only thing more juvenile is posting about your rudeness on a message board for strangers to see how big and bad you are (oh, and writing about how hilarious it is that someone was harassed doing their job).
Consider yourself a very fortunate person! In credit world, Modertor Edit - Enough with the hyperbole - Irish80. They prey on uninformed people with poor credit. They hope that you continue to struggle and never be able to succeed. If you ever fell victim to their trap, half of the credit that you receive would be fees.
If your credit is actually good, they want noting to do with you. Companies with this kind of mission statement deserve no sympathy. As long as they continue to prey on people, they deserve EVERY ridicule they can get.
