@Anonymous wrote:
Kill it with fire!
Seriously, you have enough cards for a successful rebuild, I would let what you have mature and then go for cards with non-predatory issuers.
You can't! It came from hell so it's impervious to fire! 
I've been dodging Credit One and their letters for preapproval for several years since my rebuild. I get a letter from them a few times a month including Indigo, Avante and other like them for preapprovals. At one point last year, I almost pulled the trigger for Indigo but told myself to stay the course with the current cards that I have. I'm glad that I listened to the voice of reason during that time.
For what they charged for AF, you would be better off staying in the garden a little longer to eventually get a good card that's worth the AF. A lot of folks on here have mentioned that Amex is a good card to have and over time the CL will grow with their cards.
Friends don't let friends needlessly drive a jalopy card from Credit One.....
You don't need or want this.....on automated approvals/underwriting it is supposedly the same as any other card, but on manual review.... Human eyes know who these lenders are.... and (this is my hypothesis) it can tip things out of your favor.....
-J
