DCU pre approvals

[Hex]

I was wondering if DCU has released their pre approvals for April yet. If you have received any offers please post. Thanks.

[Anonymous]

I have never received one from them. Had a car refinance paid in full, have primary checking with them with direct deposit. Have savings and money market and Platinum credit card. Clean scores and a FICO5 at 760.

And I NEVER get any offers.

[Meanmchine]

---

@Anonymous wrote:

I have never received one from them. Had a car refinance paid in full, have primary checking with them with direct deposit. Have savings and money market and Platinum credit card. Clean scores and a FICO5 at 760.

And I NEVER get any offers.

Sounds like me and Cap1

---

[Mahraja]

i have 5 pre approvals as of today one of those are personal and personal loan same product twice (strange)but the others are Auto related  like refinance and auto loan motorcycle loan etc i have DCU visa platinum @30k and checking account ... i am going to ask them if i can use the personal loan sp offer switch to credit increase for visa lets see ...

[Jnbmom]

Where do you see the preapprovals on your accounts?

[Mahraja]

after you log in go to loan suite its all there...

[Jnbmom]

ok that ok thanks. It lists a ton I am sure I am not approved for them LOL

[Anonymous]

does it mean if you have preapprovals its a Soft Pull?

I m in DCU for

Auto Refi & Credit cards.

My question is

if no preapprovals, no checking account and no direct deposit when applying for Auto Refi & CC, is the credit pull used for the same thing. I had a credit pull 2 weeks ago for Auto Refi with 708 Fico5 Score ( 3.49% APR approval for 65 months; Credit Pull 04/03/2018)  and waiting on submitting docs to them, wondering if they would use the same credit pull while applying for their credit card/personal loans. I m told they dont have a PLOC?

[coldfusion]

Under the Loan Suite each loan type has a light green APPLY button.  If you have a preapproval/prequalification for a given loan type its button will instead be dark green and say "ACCEPT" and the text will say "APPROVED UP TO" with dollar figure and APR.

If you're preapproved it is a soft pull.

[DaveInAZ]

---

@coldfusion wrote:

Under the Loan Suite each loan type has a light green APPLY button.  If you have a preapproval/prequalification for a given loan type its button will instead be dark green and say "ACCEPT" and the text will say "APPROVED UP TO" with dollar figure and APR.

If you're preapproved it is a soft pull.

---

Ah! thanks. It is confusing as at the top it says "Please note that taking advantage of one or more of these pre-approval or pre-qualification offers, if applicable, may impact the status of your remaining offers". I have a ton of "offers", but they're all light green with APPLY. I just joined them in October to refi my auto loan and have checking with direct deposit for the .5% discount on the car loan + savings with $1k for the 5% interest. Not much else they have interests me. I'd consider a Personal Line of Credit if they offered it, but don't need or want a personal loan.