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Discover 2nd (second) card app thread

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Established Contributor

Re: Discover 2nd ( second) card app thread


@AverageJoesCreditwrote:
Congrats CapCredit72Smiley Happy if you can please add info on your 1st It like when opened, current limit , etc so that when people check here they can see the difference between the 2 cards. Thanks great job again buddySmiley Happy

Almost forgot to add that thanks! AJC yeah I'd probably have to sink my score to get a better CL which I'm not going to do. Smiley LOL

Gardening 2020-2021
Total CL 113k+ UTIL 0.01% Uber Visa, DoubleCash, Quicksilver, Discover IT, Freedom Ulimited, Blue Cash, Premier Rewards GOLD
Message 11 of 374
Regular Contributor

Re: Discover 2nd ( second) card app thread

1st Discover It - opened Dec. 15, 2013 as a student card with 500 SL. 24% APR WOTH 12 month 0% APR promo. Cash back match was not a thing then I don’t think. Either way, I was not given that. Pulled TU with a 712 at the time, but limited history.

2nd card - February 2018. I applied because I have never received an increase on my 1st card. I was approved using the tool for Discover IT and IT chrome. Approved for 3500 starting limit, 24% APR, 0% 12 month promo, and cashback match. Pulled EQ with a 685 I believe.



Message 12 of 374
Established Contributor

Re: Discover 2nd ( second) card app thread

2nd card will be here next week just got off the phone. Smiley Very Happy

Gardening 2020-2021
Total CL 113k+ UTIL 0.01% Uber Visa, DoubleCash, Quicksilver, Discover IT, Freedom Ulimited, Blue Cash, Premier Rewards GOLD
Message 13 of 374
Community Leader
Senior Contributor

Re: Discover 2nd ( second) card app thread

Im actually tempted to two-time Miss Disco later this year.. Sort of want to abuse a Miles card for the double cashback =)

Think it might prove interesting esp for datapoints.... Though i think if im approved its going to be a low CL since I have such a high CL on the IT...

 

-J

 

Message 14 of 374
Community Leader
Super Contributor

Re: Discover 2nd ( second) card app thread

Look forward to it Jolt, dont be shocked when they give you 3x Joltdude SpecialSmiley Happy
#ChaseCreditCardHobby Enthusiast
2022
!
Message 15 of 374
Frequent Contributor

Re: Discover 2nd ( second) card app thread

Oh wow, my memory doesn't go back that long. I've entered what I *do* remember.

 

1st Discover Card was a "More" card back in 2010. I remember it well because they had called me while I was waiting in my car for something. (Looking back I don't know what I was thinking giving my info on an outbound call...) I was approved for $1500 and I was stuck there until 2016. I also didn't know anything about CLIs so I figured it was on the creditor to raise your limit if they so chose to do so.  I started getting CLIs and now it's at 11K. No ideas what my scores were. This was at the beginning of my journey where I didn't check that.

 

2nd Discover Card IT

10/2017. Was prequalified. However, I used an Amazon promo to get a $75 statement credit with  my first Amazon purchase on it.  Had to upload my DL and a utility bill and was approved via chat for 5.5K. This was a SP. It's now at 6.5K. Currently enjoying double cash back in my first year. I'm hopeful I can get this combined into my first Discover card as I have no use for two. Scores around 720 at the time.

Message 16 of 374
Frequent Contributor

Re: Discover 2nd ( second) card app thread

1/2015:  Disco It - 6.5k sl @ 765,  now 12.5k

6/2016   It Miles - 6k sl @ 758,  now 7k

Am Ex | BOA | Chase | Citi | Disc | PenFed | USB | 390K Club
Message 17 of 374
Established Member

Re: Discover 2nd ( second) card app thread

3/2018 Discover IT 2nd Card SL 1k @ 748 EQ Update! with 1st Card when I look up that info soon AJC.
Message 18 of 374
Community Leader
Super Contributor

Re: Discover 2nd ( second) card app thread

Thanks Kingy, and congrats on second cardSmiley Happy. Never know could become a monsterSmiley Happy
#ChaseCreditCardHobby Enthusiast
2022
!
Message 19 of 374
Established Member

Re: Discover 2nd ( second) card app thread


@AverageJoesCreditwrote:
Thanks Kingy, and congrats on second cardSmiley Happy. Never know could become a monsterSmiley Happy

Sir, Anything is possible.

Message 20 of 374
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