Discover 2nd (second) card app thread

[Anonymous]

Hockeypnc1: Pre-qual, in case it would give me a better SL. I don't think it mattered though, since my scores, etc were improved.

[Anonymous]

Hey guys, sorry if this question has already been asked/answered; but with 22 pages of replies, I was getting dizzy reading through them haha. 

I see many of you have moved the 1st card's limit to the 2nd card. But has anyone opened a 2nd discover and then moved that limit over to their first discover card? I only ask because I don't want to close my 1st discover card because it's my oldest line of credit and with an already short credit history, I don't want to make it shorter.

[Anonymous]

I didn't but they basically told me just need a CLI available on whatever card you're moving the limit to.

[Jnbmom]

Hmm I am confused. I have had my first hard since 11/17 limit now 2.4K, got my sceond card 12/18 with measly1K tried to combine the second with the first and was told I couldn't. I had said I wasn't happy with the intial line on second and they said I could not combine and did I just want to close it.

[Anonymous]

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@AverageJoesCredit wrote:

Hey guys, im not sure if this thread will stick but i figured id give it a try to create a thread only related for those looking to app a second Discover card, most likely the It card but since their selection isnt that big other cards could be included.

Though their is another Discover unofficial data point thread, i want this one to be more focused for those considering apping a second Discover card so they can see data points from those of us who have experiencd this. Please include , if you remember, your Fico score when applied, and any pertinent info like previous credit limit, any promos offered with app like 0% apr, bt offers etc.

If this doesnt last or gets merged i understand but hopwfully the few of us who have closed our first Discover cards and reapped can shed light to those thinking of doing so Thanks everyone, ill begin......

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Logged into Disco, looking for the new AJC version.  said was invitation only!  LOL

[Anonymous]

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@Jnbmom wrote:

Hmm I am confused. I have had my first hard since 11/17 limit now 2.4K, got my sceond card 12/18 with measly1K tried to combine the second with the first and was told I couldn't. I had said I wasn't happy with the intial line on second and they said I could not combine and did I just want to close it.

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Can’t combine unless you’re eligible for a CLI on the receiving card. It’s stupid but that’s their system. Basically try for a CLI and when it offers you one, cancel it and immediately call them and they can reallocate or combine. 

[Anonymous]

If you accept the CLI, it doesn't matter either. I accidentally accepted it because I forgot what I was doing. Called and talked with a specialist the same day; he sorted everything out. It seemed the first person I talked to might have been able to move the total limit himself but it requires a specialist to realloc.

[Hockeypnc1]

No pre-qualify offers for me.

I don't dare wish to fill out an entire app.

According to Discover score card, I am 639 with Transunion as of 2-17. It updates once per month, next update will be 3-17

[Anonymous]

Good luck!
I notice that stuff disappears and appears again even if you don't have major changes.

[stinastina]

I've had my Disco It for exactly one year. I think my starting limit was $2k. A month or so ago I jumped up to $5,300. I had been asking regularly and would get $500 here and there, maybe more with the double dip.

I tried the prequal app and there was nothing for me. I'll try again next month.