Discover CLI Timeframe Update

[Anonymous]

I was just chatting with a very friendly CSR who told me that a CLI can be requested once every 30 days for Discover it card and it'll be a soft pull. This was news to me since, I was under the usual 60 days timeframe impression. Moreover, in case it doesn't go through they'll provide reasons why it didn't go through and ask permission in case a user want's to take his chances with an HP.

I think other credit card companies should follow discover's model. 

[Steelersboy]

Very useful information. I just got a CLI today from Discover. 

[ToughFistFight]

I got a cli on Monday, called for a DD, she told me the same thing. One cli every thirty days. I didnt ask "Then why do people get DDs?"

[Anonymous]

I think DDs work with an auto CLI. As in you just got an auto cli and then again requested a CLI using the portal. I may be wrong so don't hold me up to this....

[ToughFistFight]

Maybe that is the deal. Completely forgot. Lol. Thanks @kAbLeRKe!

[AverageJoesCredit]

People get DD by the sheer will of the Disco gods

Until I see one myself I'll be that skeptical joe sitting over by the "Monkey" bars just waiting to see if I'm ever asked to play

[burntreality]

I can confirm it is every 30 days. 

Last month I got a 3500 CLI (via luv button) from Discover and today I got a 1000 CLI (via luv button).  

[joltdude]

Again.. theroy... Yes you can ask for one every 30 days.. its usually based on the pull that discover used for your in-account FICO score...

(Still also think its good to wait until at least 3 mo after you get the card) 

That said.. Still tempted to suggest some time elapse between requests.. if nothing else, the oversending of rejection letters.... Since most CLI requests get a PAPER reject message sent in the mail... its a lot of waste. Other thing.. the computer may or may not take into account the frequency of requests.... Almost wish i had a second Disco and would only attempt a manual CLI every 3 or 6 months.... And if i was manually reviwing your account (2 day message).. Think it would show if you kept asking for CLIs and it might look desprate on manual review... 

YCMV

-J

[Schwartzinator]

If this forum has taught me anything, it's that I do not believe we can truly map out anything pertaining to Discover. As an example, from my records I recieved a CLI from the luv button on 3/11/17 for $2,500 and again on 4/1/17 for another $2,500. However, all other successful CLI's have been 30 days or more apart. 

[ScoreSizzle]

Here's a great thread for Discover and their CLI - https://ficoforums.myfico.com/t5/Credit-Cards/My-first-year-with-Discover-Data-Points/td-p/4705523