Discover not allowing a 2nd card

[pinkandgrey]

Hmm strange. It may be that they just don’t want to approve another card ATM. Give it time and try again is all I can say. 

[joltdude]

My next question, after @Remedios if you had any payment issues or such.. What are your current FICO scores... also have you obtained any new tradelines or cards in the past 3-6 months.... Namely interested in TU and EX scores.... im wondering if theres a slightly higher goalpost for getting a second card..... 

-J

[Hockeypnc1]

I am at 649 for TU and 649 for Experian... both have been updated in the past week. I get Transunion through Discover and I get Experian through their free app and monitoring service.

Yes I have opened 2 new cards in the past 4 months, each with $3,000 lines on them

I re-financed my car in the past 2 months. (DCU)

I just opened a personal loan for $1,900 (DCU) last week.

[Anonymous]

Disco won’t prequal me for a second card because I added DCU in February. 

They probably dont like the recent accounts or the low scores for you. 

[RCFL]

I was approved for the MILES card less than 2 weeks ago.

[Hockeypnc1]

They might not like my new DCU card then! 

[FinStar]

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@Hockeypnc1 wrote:

They might not like my new DCU card then! 

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Was Discover IIB as part of the BK from 2016?  

[Hockeypnc1]

Nope didn't get my Discover IT card till 9-2017

[FinStar]

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@Hockeypnc1 wrote:

Nope didn't get my Discover IT card till 9-2017

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Something appears to be triggering a previous account on file.  So, it's anyone's guess why that's the reasoning if you've never had a Discover CC whether joint, AU or secured in the past.

[Hockeypnc1]

I guess I can try to give a call and ask why they won't allow a 2nd card.