I was going to stay in my garden and mind my own business for a long while after revelling in my 5 for 5 spree last month, then I saw here on the forums about the US Bank FlexPerks Travel Amex. I had been reading how conservative US Bank is and how picky they are about inquiries and new accounts. My wife and I have a joint checking and savings account with US Bank since 2000. I went to the pre qual site 3 days ago and the site said I was "qualified" for the US Bank Platinum and the Flex Perks Travel VS. I already have the CSP and Venture as VS and I wanted another Amex to go along with my BCE. Well, I applied for the Amex one and of course I got the the automated 7-10 day wait and I should know in 3 days. I called today and my app was denied. I figured because they pulled EX (live in CO) and I had 4 inquiries before theirs, that was the reason. I want this card badly, so I called recon and a nice lady only needed to just verify my address and SS#. I added that I was a 15 year member, fly for a major carrier and was interested in the card because I travel internationally and the no intl fees are very attractive to me. She said she understood and they were going to put the app back in and I will know something in 7-10 days. She never said anything about my score, inquiries or anything negative about my EX report. Can I take this as a "yes" for those of you that have US Bank cards or have reconned with them? Thanks.
